Mortgage Monday: Labor Day Labor

While I don’t have work today the ironic thing about this Labor Day is that there is work being done at the house. It seems as though every minute of free time that my brother in law has had lately has been committed to this HVAC overhaul. For the past month (or more, I can’t recall when he started) he has joined us for the weekend forgoing time with his family and taking a break from his already long work week. There is no questioning that we are incredibly lucky to have him devote so much of his free time to not just getting this project done but getting it done right.

This is the part of Labor Day that tends to be overlooked. Many of the people whom we honor with this day are the same ones who would do anything to help their family. The same people that deserve to take a break tend to be the ones that can never stop working.

Thankfully, we are almost done with this phase of the work. A couple more weekends and everything should be complete and the way that we want it and the way that he wants it. There is already a huge difference in the house both with regard to the regulation of the temperature and the cleanliness of the system (the old one was, to put it nicely, nasty). Just a short time longer and we will all be able to enjoy the new system.

In future years we hope to have him at our house again during this particular holiday but this is, hopefully, the last time that we will ask him to do any work on the house. Actually, we hope to have the family join us in the future to relax not to work on the house and enjoy the work that was put into making our home as comfortable as possible. It shouldn’t take long before we start having family over again to enjoy the house.  

In the meantime, we are continuously cognizant of the sacrifices that our brother in law is making to help us out (and my sister and their kids) and we are doing our best to make him as comfortable as possible while he is here. We try to keep the beer fridge stocked, have good food on the table, and a bed made. We also have an open door so that the kid and my sister can come over and spend some time. But, the most important thing right now is that we try and do everything we can to give him back his weekends as soon as possible.

Firearms Friday: For Whom Are You Really Voting?

This is how we started the year... how will it look in four years? 

Well, the campaigns are now in full swing and it seems like every other commercial is sponsored by the Clinton campaign (or some associated group). There are also the various campaign spots from local politicians filling the screen as well but that is another topic for another day. Back to the national campaigns… so far I haven’t seen much regarding the qualifications of Hillary Clinton being ‘promoted’ in these advertisements rather they have been going out of their way to attack Donald Trump and some of his statements which have been clearly taken out of context.

Heck, even my wife has been disturbed by this trend. But this shouldn’t really be a surprised for those of us who have put some thought into the presidential race as there are no ‘qualifications’ or ‘accomplishments’ to be found in her record that would, in any way, support her candidacy. After all, an ad buy promoting Obamacare, Benghazi, and private servers wouldn’t really be part of a winning strategy. It is actually rather pathetic the lack of concise information present to support her rather than simply opposing Trump.

However, I digress. What I really want to bring to the fore is what is of utmost importance in this election cycle. It isn’t Obamacare or the economy. It isn’t race relations or military operations. It isn’t international relations or the national debt. While these are all important in their own right they are not of primary concern this time around. In fact, it really isn’t about who is occupying the White House. It’s about the Supreme Court not the Presidency!

In addition to the seat left vacant upon Antonin Scalia’s death this past February, there are likely to be three other appointments which need to be made by the next president. After all, there are currently three associate justices who are 78, 80, and 83 years old respectively. For those of you interested, below is a list of the current court with ages and by which president they were appointed:

John Roberts (Chief Justice), 61, George W. Bush

Anthony Kennedy, 80, Ronald Reagan

Clarence Thomas, 68, George H. W. Bush

Ruth Bader Ginzburg, 83, Bill Clinton

Stephen Breyer, 78, Bill Clinton

Samuel Alito Jr, 66, George W. Bush

Sonia Sotomayor, 62, Barak Obama

Elena Kagan, 56, Barak Obama

The Supreme Court is the body that will determine the direction of this nation not the individual in the oval office. Whomever wins this election and takes office in January will determine the course of this country for the next generation not the next four or eight years. Personally, and I know I am not alone in this thinking, I would prefer a conservative court that upholds our rights (especially the second amendment), limits the power held by those in Washington, and, most importantly, support and defends the Constitution. It is scary to think about the possibility of a court where five of the justices where appointed by a Clinton and two more where appointed by Obama. That is a future that none of us can afford.  

TMI Tuesday: I Don’t Like Working Being Done!

Might have to make one of these given how fascinated he is with the work being done.

Over the last couple of months we have had something going on at the house. From the big projects like the doors, floors, and garage to basic maintenance and inspections to our current air conditioning marathon, there has been a regular flow of people in and out the door. While our son does enjoy watching the work being done and seeing new people every now and again, there are definitely moments when he has simply had enough. And he has no qualms about letting us know when he is done with all the work.

Thankfully, now that the floors are done on the first floor, we are past what we consider the most inconvenient and intrusive part of the renovation process. However, we currently find ourselves in a position where we are having the air conditioning being overhauled on the weekends and while it doesn’t really impact the living area upstairs, it does take me away from my son for a little bit during those precious days away from the office. It really is a give and take at this point but these are things that will pay huge dividends in a myriad of ways in the future.

He does enjoy the opportunity to spend time with family and playing with his cousins. They have been able to keep his mind off of the banging and drilling for the most part and have, in general, kept him occupied during what could be a difficult time of the week. That doesn’t change the fact that he really doesn’t like work being done at the house and there are moments when he stops and clearly babbles his displeasure at the situation.

It makes us wonder how he is going to react to the additional projects that we have planned for the future and whether or not there is enough of a break scheduled in between the phases. Of course, that window could be much smaller should a few things get delayed further but I am trying not to think about that… our luck has to change in that regard, right? I am certain that there will be some sort of voiced frustration but I am not sure to what degree. We will, like many other things, have to wait and see how things play out.

However, with all that being said, our son does seem to like the changes and gives us this look every now and again like “now I see what you were doing, this was definitely worth it”. And it does help that he is able to sleep through a lot of noise and overall commotion. So it may prove to be beneficial when we finally return to what could be considered a “normal” routine. Whenever that is.

Firearms Friday: Miscellaneous Parts

This summarizes the majority of the spare parts that I have... 

When sorting through the boxes, drawers, and safes around my work bench it is amazing how much stuff that I am able to uncover. Not only is it a useful exercise in updating my parts inventory but it is also a means to reorganize all the miscellaneous items that got put aside at one point or another but never properly cataloged. Not get me wrong, anything with a serial number is well documented but anyone that does any gunsmithing or replaces parts knows that there are always pieces that simply get consumed by the workbench.

However, what I find to be the most interesting part of the process if not finding the useful parts and pieces that I can either use right away or store in my bench for later but the parts that I have no idea how I got them. Well, that isn’t completely true. Many of the items revealed during the excavation are from firearms that I used to own. We all have that miscellaneous box or drawer of parts laying around full of items that we thought we would use but never did. Before we knew it, the parts had been swallowed by the work bench and the firearm was sold or traded.

Then there are the parts to firearms that I never owned. These come about because of three very simple reasons: I hope to own that particular make/model in the future; I didn’t read the box, bag, or description closely enough and bought the wrong nonreturnable item; or, it was too good of a deal on a part that I can easily use for trade fodder. I know that I am not alone in having some things fall into one of these three categories.

At this point it is a matter of pulling together all of the different parts and separating them into a system that will work moving forward. Actually, it is more about updating the current system. This basically comes down to parts that I expect to use immediately, backup parts and those that were swapped out, parts that I will use in the future upon acquisition of the correct firearm, and those that will be exclusively used for trade fodder or will be sold. Of course, this is all in the hope that I will be able to maintain this means of organization moving forward and now that my wife and I have settled down that is actually a possibility.

The Last Words Of The Seder

This was the first time we saw the Jaffe Gate in Jerusalem in June 2009. 

The Passover holiday seems to have snuck up on me this year. We have yet to find a synagogue near us and I haven’t been on Facebook much lately so my awareness of the Jewish calendar is sorely lacking as of late. It is a process at times to keep track of everything and the last month it has been hard to keep track of anything except what needs to be done in the moment. It is almost antithetical to that which we celebrate during this holiday as we look to both the past and the future. For those of you who may be unfamiliar with the holiday, here is a great summary from Chabad.org:

After many decades of slavery to the Egyptian pharaohs, during which time the Israelites were subjected to backbreaking labor and unbearable horrors, G‑d saw the people’s distress and sent Moses to Pharaoh with a message: “Send forth My people, so that they may serve Me.” But despite numerous warnings, Pharaoh refused to heed G‑d’s command. G‑d then sent upon Egypt ten devastating plagues, afflicting them and destroying everything from their livestock to their crops.

At the stroke of midnight of 15 Nissan in the year 2448 from creation (1313 BCE), G‑d visited the last of the ten plagues on the Egyptians, killing all their firstborn. While doing so, G‑d spared the Children of Israel, “passing over” their homes—hence the name of the holiday. Pharaoh’s resistance was broken, and he virtually chased his former slaves out of the land. The Israelites left in such a hurry, in fact, that the bread they baked as provisions for the way did not have time to rise. Six hundred thousand adult males, plus many more women and children, left Egypt on that day, and began the trek to Mount Sinai and their birth as G‑d’s chosen people.

However, what really makes me wonder and forces me to think is the line with which we end the seder… “Next Year In Jerusalem!” Not only does it make me reflect on the story itself but also my own journey through life and it makes me wonder how things would have been different had we stayed, even just a little bit longer, in Jerusalem. And when I think of this I can’t help but hope that one day we will be able to share our love for Israel with our son. We want him to know the land, the people, the history, the meaning, and the heart of Israel. So, maybe, next year in Jerusalem.

Mortgage Monday: The Other Monthly Checks

In addition to writing a check to the bank each month to slowly pay down our mortgage, there are also a variety of other checks that have to be taken care of on a monthly basis. Again, this is not something that I am used to doing but a monthly project that brings a sense of satisfaction as this is a home we now own. And while there are checks of the monetary kind that I regularly write, these are not the ones to which I am referring…

We want to make sure that we keep up on the maintenance of our home while also heading off any issues that may exist. This is why I tend to go around the house every once in a while, usually a few times per month, looking for little things (and big things too). Are the windows drafty? Are there any water stains? Is the heat working in all four zones? Are the gutters clear? Are any of the fixtures leaking? These are the kinds of questions that I try to ask myself as I walk about the house looking in corners and keeping an ear open to any sounds of water, pinging, clanking, etc.

While I don’t expect to find anything it is well worth the time to invest in these basic checks as we are still under warranty (part of our original deal during purchase) and any issues that come up would most likely be covered under that policy. Basically, it is all about making sure everything is running the way it should be. After all, this is no longer simply a place in which we are living as in the past, this is our home and we want to make sure that everything continues to be kept in great shape.

And, as the seasons and weather changes, I will be sure to check the same things as well as different systems around the house. The various filters are something that will be checked regularly but, as the weather warms, the air conditioning will also have to be looked at. We didn’t have any issues with inspections, only minor things here and there that were taken care of before we moved in, but we want to make sure that things are operational and that they are the right systems to have in place.

Maybe we will upgrade or change the air conditioning, heat, windows, flooring, etc. We will have to wait and see and continue to go through our check list every month. Then we will know what needs to be replaced (if anything), what we want to replace, and what we might consider doing in the future. So far everything is great but you never know… this is why I have to take care of so many checks each month.

Changes Already Taking Place During Our First Meeting

 

The first stated meeting for any given year is one that usually demonstrates an interesting change over the previous year as there is a new slate of officers sitting in the chairs. While last year the difference from the previous year was rather minimal given the fact that the Worshipful Master served two consecutive terms, this year, this meeting, demonstrated the difference we were all expecting. Even the preparation before the meeting was a little different this time around as rehearsals were held and a fresh slate of topics was set to be addresses right away. With all the topics that were addressed, it is going to be a great year.

What was also a nice change was the simple fact that we had two men in attendance at dinner before the meeting who are interested in petitioning the lodge. Given the fact that it has been far too long since the last petition was read, this was a welcomed change from the previous year. After all, we can’t grow as a lodge if we don’t have new masons being raised. And with the increasingly realized atmosphere during the meal, this was a great time to have potential candidates joining us to break bread and ask questions.

However, my time at lodge this past week was limited due to a family matter that came up at the last minute. For the first time in over a year, I missed the actual meeting. Thankfully, I was able to be at the lodge beforehand and make sure that all information was handed over to my assistant for the meeting. Having someone you can trust to back you up as you assistant is too often overlooked. But, even not having stayed for the actual meeting, I noticed the change from the previous year by seeing the interactions during dinner and talking with many of the brethren the following day. Things are headed in the right direction.

Now I find myself catching up a little bit, not too much thanks to the assistance that I have received, and also looking forward to discussing the topics raised during the meeting this week with many of the brethren. Basically the same routine, which remains no matter who is sitting in the east, once one meeting ends, preparations for the next meeting begins. There are a few things that need to be addressed between now and then but they are all great things to get the lodge moving in the right direction for the current and future years.

New Year, New Life

It is always interesting spending time at the lodge for the first time in a new year. The turn from one meeting in the previous year to the next is something that can’t really be explained but there seems to be a new life that is breathed into the lodge as the page turns on the calendar. I guess it is something about working for the better part of a year to put a plan together and now that the time has come we are finally able to put it into action. And it is also a time to catch up on some of the things that I have missed over the last couple of months.

Last night in particular, I spent much of the night jumping from conversation to conversation either trying to figure out the next steps on a project already started or looking for some way to get things off the ground. The lodge office, the contents of which was moved last month, is something that we still have to figure out and it is pretty astounding how much stuff was in that space which was now staring me in the face. Needless to say, the pile in the upstairs room was bigger than I expected.

Seeing this mountain of masonic ephemera and memorabilia, I immediately started trying to figure out a way to configure the room. What did we need to keep? What could we possibly get rid of? Was there a way to have the space serve multiple functions? Was there enough room in the closet for storage? These were just some of the questions that initially came to mind which became more detailed as I explored more options and more closely assessed what we had to work with. There is tremendous potential that I am excited to see realized in the coming months.

Toward the end of the evening it was time to try and get another project off the ground… raising dues. Obviously a topic that isn’t really going to be very popular but we have gotten to a point that it is a necessity to have the discussion (and debate if necessary). We are the smallest lodge in our district (by a good margin) and we have, by far, the lowest dues in the district (maybe in the entire commonwealth). That combination is obviously not going to work in the short or the long term. While I don’t know quite yet what this little journey will entail, we have at least gotten things started and the conversation moving in the right direction. We will have to see what happens.

While this past year was trying and draining in about every way possible hopefully this year I can maintain the energy that we all have seemed to found in this new year. There is a lot of work to be done, much more than the few things I have mentioned and alluded to here and there, and the right people in place and participating in the success of the lodge on a weekly basis. There are enough sturdy shoulders to lift this lodge to the next level and I am definitely not the only who has noticed this and we are all excited about where we are heading.

Mortgage Monday: The Checks Start Now

With payment book from the bank in hand, the first of our many mortgage payments is due this week. While 30 years is a long time to be making payments at least we now find ourselves with an end date and with every payment we own a little bit more of our home. Of course, we hope that it doesn’t take us 30 years to clear this debt, at least this is the goal, so we are going to be sure to pay a little bit more each month toward principal.

Having already made an early payment it is a little disconcerting at first seeing the principal reduced by so little with every check. But, again, it is still giving us more equity each month compared to the simple evaporation of funds that we have experienced over the last several years. Now that is a disheartening number to think about. Even if your average monthly rent was $1200, over the course of five years you will have ended up paying $72,000 and have absolutely nothing to show for it. In the end, given the places that we have lived and the years that we have been renting, it is safe to say that our total is probably just north of $100,000. Seeing that principal going down by so little doesn’t seem that bad anymore.

Of course, now with us owning our home, we are also responsible for the maintenance of the house and surrounding property. A few other expenses should be expected and even with major repairs, it is still better than renting… and more cost effective given the amount of space that we now have. Each check brings us a little closer to what continues to be our goal… being debt free. While credit cards were the culprit in the past, at least now the debt is something tangible and something worthwhile.

And I will finish with this simple notion that seems to no longer be simple. While it is nice if our house increases in value over the years, all I want is the stability. If the value of the property were to stay the same I would be happy in the end. What is now seen as investment should be, once again, seen first and foremost as a home. That is how things used to be and how I view our new home. Paying interest is the price of being able to buy a home and have that stability. Our limited funds are now being applied toward a goal, something of value, and stability unlike the month to month uncertainty of the past. Now, each month, we can settle a little bit more.

Closing Out The Year

The checks are on the way. 

There are always conversations after the stated meeting that get cut short when someone happens to look at their watch. Those discussions are usually followed up on the following week when we all converge on the lodge for fellowship. This week that was definitely the case as there were numerous tasks that needed to be completed and ideas followed up on after the meeting. But, unlike those meeting nights, these weeks in-between are much more relaxed and, because we’re not trying to do 15 things at once, we are usually able to knock out a number of things on our respective lists.

There is still a back and forth among many of the brothers about moving spaces around the lodge, cleaning up and cleaning out certain areas, and other things related to the building usually come up over the course of conversation. This has been a relatively reliable pattern for the first half of the off nights. And while those mini meetings did take place this week, that was not the primary reason for setting aside the time and driving to the lodge last night.

With schedules already hectic and time running short this month, it was time to sit down with both the outgoing Treasurer and Worshipful Master to take care of the final checks for the year. Some were new, some were rewritten for one reason or another, but all of them had to be completed last night. This included the checks that I was looking forward to signing… those to the residents of the Masonic Villages. I tend to take a little extra time in inscribing my name on those checks as they serve, in part, as a means to let our somewhat distant brothers (and widows) know that we are thinking about them and that we are always here to help.

For as much as we have been focusing on the present and the future throughout the past year, we need to remember the past and those who put in the time and sweat to make our lodge what it is today. After all, without their efforts, there is no guarantee that we would still have a lodge to meet in every month. And that is what we need to take away from these meetings and informal fellowship nights… while things may not be perfect, they may not be exactly how we want them to be, they are still here because of the work of all the brothers before us. We are only the most recent in a long line of men who strived to make themselves and others better. And that is what we should strive to do every day as well.

Looking Back On Back To The Future Day

It seems as though it is a requirement that all bloggers write a post on this subject so here is my attempt…

Yesterday was kind of odd for many of us that grew up in the 1980’s. I remember that there were a few movies when I was younger that I would watch over and over again. Three of those movies were the Back to the Future trilogy. These movies are not just representative of my movie watching habits from my youth but also many others including my wife. It is actually something that we have in common from when we were growing up.

While I was always partial to the third installment I was also intrigued even at a young age by the second movie which showed a prophetic glimpse into what at the time was the future. Well, yesterday the “future” became the present and while there are many things that are still far beyond the realm of everyday reality there are some interesting things that were actually pretty accurate. The movie and our current reality both demonstrate a number of commonalities which include a black man in a position of political power, instant news, drones, google glass, flat screen televisions, silent cars, voice activated lights, fingerprint identification and security, a baseball team in Miami, and a Cubs team that isn’t dwelling at the bottom of the standings. Oddly enough, the first version of reality also showed Michael J. Fox having issues with his hand which is a strange coincidence.

Of course there are also things that have yet to come to fruition such as the National Weather Service, hover boards, flying cars, rehydrating dinner, and a few other things that were seen as fictional conveniences. However, there have also been some things that have been developed since the time that the movie was made that far exceeded any predictions that could have been made such as digital music, smart phones, and, most importantly, the internet (although these things could be seen as having been implied by the immediate availability of news, payments made via card swipe at home, and officers immediately checking identification through a handheld device.

What might be the most important aspect to all of the movies is the simple fact that the human dynamic remains the same regardless of the year and what technology (or lack thereof) exists. There are always pleasant and not so pleasant people, the strong and the weak, the confident and the meek, the passive and the aggressive, the predator and the pray, the mental and the physical. People will remain the same contrary to the utopian and antiutopian worlds displayed in Demolition Man and Idiocracy (just to name a couple “recent” films). There will always be a Marty and a Biff no matter where or when you are. Just do us all a favor and stop asking Tom Wilson, a fellow Radnor High School Alum, about the movies.

Conversations At The Lodge

While Tuesday nights at the lodge usually consist of some kind of training or study in addition to fellowship, last night was predominantly about the latter. There are so many things going on right now and projects that need to be completed that it was time for many of us to sit down an assess where we stand on a variety of topics. By the end of the evening it was quite clear who the new masons were in the room as many are unaware of some of the changes that have taken place and the progress that has been made already.

It is clear that there are a lot of things that need to be worked in regard to both the physical building and the body of the lodge. There is a sense of complacency that has been festering for over a year now and many of us are doing all that we can to keep it at bay. But just like many ongoing issues, sometimes there are good months and others prove to be more difficult. It is a tiring ebb and flow.

There were some good points made around the table last night and the best thing about the conversation is that there are definitely brothers that are willing to put forth the effort to improve the experience of all the brothers at the lodge. This has been known for some time about many of the brothers present but it is nice to have that reassuring dialogue from time to time. With that said, the eagerness of some may need to be tempered just a bit in order for them to truly be effective both in the coming year as well as in future endeavors. It is an ambitious group of men to say the least.

As for me, my job is to listen to the conversations, the ideas, and the dilemmas and interject when needed. For the most part I simply sit back and let the brethren vent, make plans, and discuss the projects and programs that they would like to see come to life moving forward. However, if certain things progress in such a way that they disrupt the harmony of the lodge I may be forced to voice my opinion and do so rather loudly. As of today nothing needs to be said but I don’t expect that to be the case moving forward. While I don’t expect some to agree with me, I know that there are certain stances that need to be taken, votes to be caste, and motions to be made. Hold on… things could get very interesting.

A New Year, A New Perspective, A New Prayer

I am both happy and sad to see this year come to a close and the next one begin. There have been some great times of celebration and also moments that I wish we could forget. It has been a year of polar opposites that has left many of us tired and longing to begin anew… to have a fresh start… to enjoy another chance at seeing the calendar change with only joy filling the previous months. Next year, I hope.

Interestingly, the Rosh Hashanah holiday contains the same paradox as that which I feel when looking back over the year. As is posted on the Aish website:

“The holiday of Rosh Hashanah contains a paradox. On the one hand, we are taught that Rosh Hashanah is the judgment day of mankind. The righteous are granted another year of life, the wicked are slated for destruction, and the average are given until Yom Kippur to mend their ways and merit another year (Talmud Rosh Hashanah 16b).

“We should be begging G-d for another year of life in the hope we can influence our judgment for the better. G-d’s court is convened. Our books are open. This is our big chance to pray for life.”

In addition to restarting the relationships we have for others through the admission of our faults, sins, and wrongdoings, we also make the same plea to G-d for forgiveness. While I can’t honestly say that I am one to give a clean slate to some people, I do my best to admit my mistakes and try my hardest to move past the wrongdoings of others. This is definitely easier said than done.

However, one of the things that has become more apparent to me over this past year in general and over the past couple of weeks in particular is the need that we have, my wife and I, to reconnect with G-d and the Jewish community in general. We need to do this not just for ourselves but, more importantly, for our son. We want him to know the world and his creator, we want him to understand and embrace all the aspects of faith, family, love, and life that make him who he is and make him such a precious gift in this world. After all…

“The purpose of the world is that mankind recognizes G-d and makes the world a reflection of His glory. G-d judges each of us on Rosh Hashanah not just based on our deeds, but based on how much we were a part of that grand mission. By identifying with and praying for G-d’s kingship to be revealed, we demonstrate that we want to be a part of the world’s purpose. We restart our relationship with G-d and redevote ourselves to Him. True, we might not have been perfect this past year, but we know what the world is about and we want to be a part of it. We want another year of life. We want to make the world a better place.”

Basically, I want him to not have the long list of things at the end of the year for which to ask for forgiveness like his father. I want him to not only have every opportunity in life but the confidence, conviction, faith, love, and support to take advantage of those opportunities. I want him to forever be a gift unto the world regardless of the path he chooses to take in life. I just want him to be a better man than I have thus far proven to be in this life and not look back with the same regrets. This is what I hope this and every new year brings.

Back To Zero!

The last time we have been able to experience a moment like we did today was right before our flight to Israel in the summer of 2011 (we were in debt once again before we even boarded the flight back to the states). After a couple of years of budgeting and chipping away at the payments, we got on that plane without the burden of debt. Today, while we still have other debts, we finally cleared the balance on our credit cards. Over four years later, after numerous struggles and setbacks, we have finally brought all those totals down to zero.

I must say this is a damn good feeling knowing that we don’t have to make those payments anymore. Well, at least not to pay down previous balances. We actually have a plan in place to keep these cards active having assigned specific charges, to maximize points, on each card. Order something on Amazon, use one card. Buy gas or groceries, use a different one. Go out to dinner, this third one will work. At the end of the month, we settle all the tabs. Heck, we are spending the same money but we are now getting points for the purchases we are already making.

Of course, as I stated before, we are not completely debt free. There are still a few other commitments that we need to take care of and, at the same time, we are looking to move by the end of the year so that means there is at least thirty years before we have to stop making payments on our debt. So, in reality, this is only one portion of our debt that had gone to zero unlike that short time in 2011 when, for a few months, we had absolutely no debt.

But, for now, we are just going to enjoy the feeling of those high interest pieces of plastic having been paid off. There is something uniquely satisfying about zero. I am also less stressed knowing that if something were to happen and we needed funds immediately, we have the credit to take care of most situations. Not the big stuff (the limits are still pretty low) but the moderate issues that everyone faces in life (i.e. something breaks, gets lost, needs to be replaced, etc.). And it is going to be that much more satisfying being able to focus on taking care of other debts rather than focusing on those high interest cards. It still isn’t going to be quick or easy but we can really start making some progress now!

One Week To Go!

Alright, who has been joyriding in the Delorean again? At this point I question whether June actually happened, July was more than a week long, and whether August started yesterday… however, according to this blog it, somehow, did happen. It doesn’t change the fact that it seems as though the summer lasted about a week and a half as we are already getting ready for the next stated meeting after having been adjourned from labor over the past three months. Three months to prepare and it still seems as though there is a bit of a rush to take care of some last minute items before the meeting.

With the meeting rapidly approaching it is once again time for the notice to be completed and sent out to the brethren… of all the things, this is what gets delayed? With everything else going on, projects that need to be managed, and fires that still have to be put out, it is going to be an interesting return to the lodge this fall. On one level I am looking forward to it but at the same time, I could do without some of the things that will most certainly be brought up during the night.

This time last summer, it seems as though things were much further along than they are now. It was also a time absent of some of the issues that we are now facing. But that was a different year and, sometimes, the worst thing that you can do is think about the past. This is a new year with new issues that need to be addressed and a future that is still with some uncertainty… nothing major just some questions I was hoping to have answers to by now.

Just over a week to go until the September meeting and there is a lot yet to be accomplished. At the same time, there are a number of projects in the works that will surely be great additions to the fall and a large group of dedicated new brethren that I am looking forward to seeing in action when the meetings resume next month. There are always challenges, it is one of the consistent aspects of the office, but there are always great programs, initiatives, and achievements (especially from the newer brethren) that make all the difficulties evaporate. All of these things make the lodge better in the long run and make this good men just a little better in the process as well.

Searching For The Home Amongst The Houses

Sometimes I wonder when we will finally have a quiet weekend when we can simply enjoy the time at home or we can drive somewhere without having a particular schedule in mind. I guess we have to have the weekends like this one in order to finally achieve that kind of relaxation. Today was another one of those days when the miles seem a little longer and the properties don’t look quite as good as the pictures. My wife and I agree that this might be the worst part of moving… trying to find that right place. This is about as far from a relaxing weekend as we could get at this point.

It is both a stressful and an exciting time for us as we look for a place where we can finally let our roots grow rather than restrained in a rental pot. We have seen a long list of places, some better than others, all with something that we really like and all with faults of varying degrees. While in the past we have settled for a place to live, some better than others but all that met our needs at the time, now we are in a completely different situation, now we are looking for a home not just a place to live.

Obviously, just the noise in our own minds processing all we are seeing with each property is contrary to the concept of a quiet weekend. Actually, the uncertainty of finding a permanent place has increasingly impeded this simple request to have peace between the work weeks. But I am looking forward to settling down and enjoying the fact that we have a place where we can watch our son grow up… we will have a home not just a roof and walls… something that we have been searching for over the past several years.

Now is obviously not the time for the quiet weekends. Now is the time to do what we can to ensure that we have those quiet weekends in the future. Those free spaces in life when we can enjoy time together without the stresses and distractions of the work week. Now is the time to ensure that those moments highlight our lives tied together with the consistency of place. No, we don’t have the time for quiet weekends right now but weekends like this ensure that we soon will.

TMI Tuesday: Waiting For Daddy

One of the things that I didn’t think about when I decided on my new car was the sound that it makes when I lock it after getting home at night. It is a rather inconsequential attribute and I frankly didn’t car but I wasn’t thinking about how that sound was associated with my return home. With the Malibu, my son had gotten used to the sound it made when I locked the car. He knew that I was home when he heard the noise. Thankfully, the Cherokee makes a very similar sound.

While there are many nights when my car gives away my arrival, there are a several evenings when he is oblivious to my walking through the front door. This is usually the case when he is fussing or sleeping. If he is awake, as soon as he hears my voice he begins looking around trying to find me. It is quite the cute sight. Once he sees me, his eyes brighten and he gives me a big smile (unless he is particularly grumpy that day). I don’t care what kind of day I have had up until then, it is a good day from that point forward.

Because she sees this every work day, this kind of annoys my wife. However, this past weekend I was able to be on the other end of the situation as I watched our son during the day while my wife ran some errands that she had been meaning to get to. Our son was not happy to see his mommy leave but I was able to keep him active and occupied while she was gone. As soon as I heard her pull up and lock the car, I let our baby know, and the search began. As soon as she walked through the door and he turned his head, the same bright eyed smile surfaced.

So I guess we are doing okay so far. Our son looks forward to seeing each of us and misses his mommy and daddy when they have to go out for a while. It makes me think about how hard it is going to be when we put him in daycare and, down the road, when we send him off to school. At the same time, I can still look forward to that smile and the ensuing cooing when we are reunited at the end of the day. That is, of course, if I don’t screw up between now and then.

Wood Anniversary Plus One

While there is no way that we were going to be able to top the wood anniversary from last year, this year was pretty good. It wasn’t because of anything special that we did or place we went, it was nice to celebrate our anniversary this year as a family. No cards, no gifts, just the three of us together. Something obviously a little different this year but the whole day has changed anyway with many of the things that we would normally be doing, dinners we would be having, this time of year no longer possible but forever part of our memory.

Ass I have said many times before, we have had great years and difficult times in our time together but we always stuck by one another knowing that this was just a simple fact of marriage. This past year was indicative of that cliched roller coaster. There have been times when we have had to just walk outside for some air and other times when you couldn’t pry us apart. However, throughout it all the love remained stronger than ever and now we have our son… our baby… the one who will forever be the symbol of our love and marriage.

Each year has brought something a little different. Sometimes it has been where we were living while other times it has been about where we were planning to go. I guess some of that will always be a part of our annual celebration but things are so much different than they were in the past. However, the constant thing that has remained is that I love my wife now more than I did the day we ran down the synagogue aisle and into the limo.

We have already had quite the journey and, as this year has shown us, things are only just beginning. There are so many things that we have to look forward to, plan for, and sometimes brace ourselves for. We have done so much and planned so many things with life surprising us in new ways each and every time. Throughout it all we have had each other and now we have our family.

Now this day no longer belongs to the two of us. This is a day when we can celebrate the life that we have built, the love that we have, and the family which we cherish. It is a day best described by the unwavering love that we have for one another and our son… the best anniversary gift that we could have ever hoped for. Now try and find a card that says all of that!

Investing Again

When I started at my current company there were many things that were discussed. The firm was newly formed when I first walked through the door in September 2013. In fact, the owner of the company was still waiting for the cable company to arrive later that afternoon to set up the internet. It was an interesting experience and much different from the previous conversation I had with her.

It was during that initial discussion when we talked about the clients, my role in the company, and many of the other benefits that would be part of my employment including healthcare, profit sharing, and a 401K (among others). Every salary position I have ever had, and then some, have offered healthcare so that was not a surprise to me. However the other two piqued my interest and were really bonuses to the position that I was not expecting.

Since that time over a year and a half ago, she has been true to her word. While none of us expected any sort of profit sharing at the end of 2013 we weren’t really holding out for 2014 either. After all, we are a new company. However, we were all pleasantly surprised at the end of the year when we each received an extra deposit into our accounts (which was particularly useful at that point in time).

Toward the end of last year we also continued our conversations regarding setting up a 401K. It had taken some time but things were progressing and as the calendar turned over we all started contributing to the future. While we don’t have much extra at the moment, I started with a small contribution from each pay check.

While I have had investment accounts in the past, this was my first time having a 401K. Previous accounts have long since been liquidated to pay for graduate school and other expenses. Many would consider this a tremendous loss but given the fact that I finished graduate school in the spring of 2008, it wasn’t a bad way to use the funds.

Since that time, my ‘investments’ have been on a much smaller scale and consisting of hard assets. I honestly can’t recall how many times I bought silver (and a tiny bit of gold) over the past decade but it is safe to say that I didn’t lose money or break even. A coin here and there can add up especially before the market shifted and the prices began to spike.

All the small items were nice and served a purpose when we needed that little extra. Now, it is a great feeling to be contributing to our future even though it may be one small deduction from my pay every couple of weeks. It may not seem much at the moment, it never does, but it will certainly add up in the end (especially when I start decreasing my take home pay). And it sure beats flipping coins.

Quality Time Away From The Lodge

Already working on his degrees!

It should be no surprise that I wasn’t at the lodge last night. Instead we were still in the maternity ward with our son maintaining the annoying face mask boundary. While in the past I may have been annoyed that I wasn’t there to support my brothers in their education, I was much happier supporting my wife and son as they both recovered. And while I may not have been able to spend time with my lodge brothers last night, I was able to introduce my brother to his new nephew which proved to be one of the highlights of the day.

As soon as my wife woke me up early Sunday morning I knew that my schedule (in addition to our lives) would be just a little different this week so it didn’t take long before a sent a mass text to some of the usual attendees letting them know of my joyous absence. I wrote the following and sent it to about a dozen members of the lodge: “Due to the arrival of my future mason, I will be unable to attend lodge this week. Feel free to call if you need me for anything.”

Since sending that message I have received a flood of support from my fellow brothers. It was one congratulatory text after another to the point that my phone seems to be getting a little tired of having to chime and vibrate so often. Family comes first is not just something that we say because it sounds good, every brother in the lodge lives by that simple saying and supports those masons who also embrace that way of thinking and living.

These immediate gestures are what I hope to share with my son when he comes of age. It is a bond, a fellowship, and a true brotherly love that cannot be matched in any other civilian organization. It is something that I hope to share with my son as he gets older and now is the time that I am building the groundwork so that he can join the fraternity with a long standing connection with the brotherhood. After all, the next generation is reliant on the current generation especially when it comes to continuing a family legacy.

I may not have much to offer my son at this point but I am going to work hard each and every day so that he will look at me the same way that I see my own father. He will know from where he comes (both my family tree as well as my wife’s) and he will be able to build upon what has been achieved before him in every generation. This includes my duty as a mason and instilling in him the faith, character, and virtues that we all hold as brothers of the craft.