Mortgage Monday: Time To Keep It Simple

With all of the work being done on the house lately things have been rather complicated. So far, nothing has been as simple as it should be. Everything on our project list has had a few subsections added to it with the floors and the exterior doors being prime examples of this ongoing process. However, in the end, many of these things, all of these complications, are going to give us what we have been picturing in our minds as our ideal home. Further, many of the things that have been uncovered and a couple of the future projects have and will remove some of the complicated aspects of our home.

The best examples of this are the HVAC overhaul currently underway and the electrical overhaul that we have on the schedule. The old oil and electric system required a heck of a lot of copper pipe running across the basement and up the walls to supply the baseboard heating. The air conditioning, being an afterthought of the original homeowners, was something that was put in as inexpensively as possible leaving us with duct work running through bedroom closets and really not being very efficient. The boiler, oil tank, and all of the copper pipes are now gone, the duct work has been overhauled, and we have now simplified the two zone (the heating was originally on four zones) system running forced air for both heating and cooling.

This project is nearing completion but the electrical work has yet to be started. While a few steps have been taken to simplify this (i.e. old whole house fan has been removed) there is still a lot of work to be done with new matching fixtures being installed and a lot, and I mean a lot, of outlets and switches that are going to be removed (with a few simply being moved). This will eliminate the need for a lot of the wiring that is running throughout the house and will put things (or leave things) in place that actually make sense (i.e. I don’t need three separate switches for the kitchen lights).

It is definitely a process but, as I said before, it will simplify some of the basic aspects of our house. After all, I don’t like having excess pipes and wires running through the walls when they don’t need to be there. After that it should be much easier to maintain. So, we will have to deal with a little more complication before we can reach a point of simplicity. Well, at least until the next round of renovations and projects.

Mortgage Monday: Labor Day Labor

While I don’t have work today the ironic thing about this Labor Day is that there is work being done at the house. It seems as though every minute of free time that my brother in law has had lately has been committed to this HVAC overhaul. For the past month (or more, I can’t recall when he started) he has joined us for the weekend forgoing time with his family and taking a break from his already long work week. There is no questioning that we are incredibly lucky to have him devote so much of his free time to not just getting this project done but getting it done right.

This is the part of Labor Day that tends to be overlooked. Many of the people whom we honor with this day are the same ones who would do anything to help their family. The same people that deserve to take a break tend to be the ones that can never stop working.

Thankfully, we are almost done with this phase of the work. A couple more weekends and everything should be complete and the way that we want it and the way that he wants it. There is already a huge difference in the house both with regard to the regulation of the temperature and the cleanliness of the system (the old one was, to put it nicely, nasty). Just a short time longer and we will all be able to enjoy the new system.

In future years we hope to have him at our house again during this particular holiday but this is, hopefully, the last time that we will ask him to do any work on the house. Actually, we hope to have the family join us in the future to relax not to work on the house and enjoy the work that was put into making our home as comfortable as possible. It shouldn’t take long before we start having family over again to enjoy the house.  

In the meantime, we are continuously cognizant of the sacrifices that our brother in law is making to help us out (and my sister and their kids) and we are doing our best to make him as comfortable as possible while he is here. We try to keep the beer fridge stocked, have good food on the table, and a bed made. We also have an open door so that the kid and my sister can come over and spend some time. But, the most important thing right now is that we try and do everything we can to give him back his weekends as soon as possible.

Mortgage Monday: HVAC Overhaul

Well, we are halfway there. While the work weeks were once filled with ongoing renovations, now the weekends are taking the brunt of the workload. Thankfully, as of this past weekend, half of the HVAC overhaul has been completed with the first floor now able to better maintain the temperature that we set on the thermostat. The old unit is still running (surprisingly) but is now only trying to cool the second floor. Now we only have to hope that it lasts until the rest of the work is done.

In total, the boiler and oil tank have been removed, half of the baseboard units have been pulled out, and the propane tank, hot water heater, and complete AC system on the first floor have been installed. It is already a lot of work and we are only at the midpoint of this renovation phase. While it is difficult to go from the work week to the house work on the weekends, we are already enjoying the benefits of what has been completed.

It really is surprising how much of a different some of these things can make regarding the simple enjoyment of our home. And, lately, with how up and down the weather has been it is nice to have some regularity regarding the internal temperature of the house. We knew that the old system was undersized and ineffective but we didn’t really full grasp how bad it was until we got the new system up and running.

The next steps will involve attacking the second floor and completely taking the old unit offline. The weather actually looks like it is going to cooperate this coming weekend but, of course, our schedule is not so forgiving and we will be out of town for much of the long weekend. Thankfully, we have someone whom we can trust doing this work and we also know the quality of work that is being done which will allow us to not have to think about the house while we are away… more on the trip over the weekend.

For now, we are going to enjoy all the upgrades and improvements that we have decided to have done to the house and we are going to brace for the next part of the process which will descend upon us next month. While there should be little overlap between this current project and the next, there is likely to be a short period of time when there will be work going on seven days a week. Thankfully, it two completely different parts of the house. Should be fun!

A Welcomed Weekend

While we have a busy schedule this weekend we still have an opportunity to catch up on a few things. When we originally moved into our house we were able to get a pretty good handle on a few things but there have been a few places around our house that have been in need of our attention. The largest and most time consuming of which has been the organization and reorganization of our offices… they always seem to be the first things that are pushed down the list when something comes up.

Things have been so busy this summer that there hasn’t been much time on the weekends to spend as a family let alone get the things we want to get done around the house. While we don’t have the large blocks of time, I can see a few opportunities to tackle some of the disorganization that can be found around us. Now that things have been moved out of my wife’s office from the chaos of renovations last month and there is an extra bookcase in my office, there is an outside chance that we will be able to make some progress.

But even if that time evaporates and we find ourselves in the same situation come Monday morning, I am okay with that so long as we are able to spend the little free time that we have with our son. It is a new give and take that we continue to embrace, and sometimes fight, every weekend. There are moments when we wish we could have some space, have a break, just a little time to ourselves but there are also the moments when we could spend all day just watching our son in amazement occasionally looking at one another in disbelief that he is our little boy.

Just that simple fact makes me forget about all the things that need to be done. But we still need to make the time to take care of the house because when we aren’t overcome by the adorableness, we keep thinking about that list that does seem to want to go away. This weekend we hope to make those down moments a little easier and our list a little shorter. After all, like many things you just can’t put them off forever. Eventually that list needs to be taken care of so when we do have those moments to ourselves, we can enjoy the quiet and relaxation that those moments provide.

Firearms Friday: Returning To The Work Bench

Try as I might, it has been extremely difficult to find the time to spend at my workbench. Whenever I thought that there would be a little bit of time to spend in the basement there would be something that would come up requiring my time and attention leaving the dust to collect for another week or two below the kitchen floor. That is just how things go sometimes when trying to juggle a variety of commitments at the same time while also dedicating time to family. However, every once in a while I am able to create the time to wipe away the dust and resume putting the pieces together.

Over the past couple of weekends, while the air conditioning was being overhauled by my brother-in-law in the basement, I was able to carve out some of that time. As the pieces were being put together and secured to the studs, I was busy at my work bench trying to find some semblance of organization and attempting to get a few of the smaller planned projects completed. While I was little help with the air conditioning and duct work, I am in my element when I have my bench, my tools, and the parts and pieces with which I am familiar.

There were many moments when we were both intensely occupied by our own tasks pulling tools, hammering pieces together, and watching each of our respective projects come together. Piece by piece, minute by minute, we each took a simple collection of parts and pieces and created something functional. It has been rather relaxing to just focus on the process and each step necessary to complete a fully functional firearm. It is somethings that I can do rather quickly but I am intentionally slowing things down and focusing on each screw, pin, and detail.  

Eventually I will resume the more involved projects but, for now, I was just enjoying the few days of working with my hands on some of the most basic tasks that I have been putting off. But, the important thing now is that I have been able to take the organization to the next level and I am now fairly comfortable with how everything is set up, what has been checked off the list, and what I have yet to start but that is stored away in boxes like adult Lego sets. I don’t know when I will be back down there, there are a lot of other things that need to be accomplished, but I can now, more than ever before, get to work right away should I find that little bit of time.

TMI Tuesday: I Don’t Like Working Being Done!

Might have to make one of these given how fascinated he is with the work being done.

Over the last couple of months we have had something going on at the house. From the big projects like the doors, floors, and garage to basic maintenance and inspections to our current air conditioning marathon, there has been a regular flow of people in and out the door. While our son does enjoy watching the work being done and seeing new people every now and again, there are definitely moments when he has simply had enough. And he has no qualms about letting us know when he is done with all the work.

Thankfully, now that the floors are done on the first floor, we are past what we consider the most inconvenient and intrusive part of the renovation process. However, we currently find ourselves in a position where we are having the air conditioning being overhauled on the weekends and while it doesn’t really impact the living area upstairs, it does take me away from my son for a little bit during those precious days away from the office. It really is a give and take at this point but these are things that will pay huge dividends in a myriad of ways in the future.

He does enjoy the opportunity to spend time with family and playing with his cousins. They have been able to keep his mind off of the banging and drilling for the most part and have, in general, kept him occupied during what could be a difficult time of the week. That doesn’t change the fact that he really doesn’t like work being done at the house and there are moments when he stops and clearly babbles his displeasure at the situation.

It makes us wonder how he is going to react to the additional projects that we have planned for the future and whether or not there is enough of a break scheduled in between the phases. Of course, that window could be much smaller should a few things get delayed further but I am trying not to think about that… our luck has to change in that regard, right? I am certain that there will be some sort of voiced frustration but I am not sure to what degree. We will, like many other things, have to wait and see how things play out.

However, with all that being said, our son does seem to like the changes and gives us this look every now and again like “now I see what you were doing, this was definitely worth it”. And it does help that he is able to sleep through a lot of noise and overall commotion. So it may prove to be beneficial when we finally return to what could be considered a “normal” routine. Whenever that is.

Mortgage Monday: Timing

It seems like a constant dilemma that we are facing week after week, project after project. The simple, yet complicated, question that continues to arise is whether we push some of the renovations back into the spring or just get them done now? As I have disclosed previously, it is a really long list of things that we are planning on having done at the house and the constant routine that we find ourselves in is less than ideal. I guess a better question is how much more of this can we handle?

While a postponement would bring us some quiet time heading into the fall and some greater flexibility in our schedule, it would also leave us with a few things that while not essential, are either an eye sore or simply aren’t conducive to us fully enjoying our home. It would also leave a few things ‘half done’ at this point which is less than an ideal situation we would find ourselves living in. But it would be quiet and that is something that can’t easily be overlooked.

However, there are a few larger projects that simply make sense to get done now. We already started the transformation so why would we stop in the middle right now and keep us from seeing our plans for our home from coming to fruition. Yes, it will be noisy, inconvenient (most likely less so than the first round), and put a decent dent in our bank account but we would have nearly everything done. And with these things off the list we wouldn’t spend the cold months cooped up in the house staring at the things that we wish we had changed.

It is a matter of deciding whether we want to relax a little now or relax and breathe easier later? Do we want the inconvenience now or later? And, most importantly, how soon do we want to complete the transformation from our house to our home? This doesn’t mean that we have to check everything off of our list but knocking out a good portion of it would go a long way and allow us to push back a few of the other, “less important”, projects.

Either way, it is safe to say that we are all looking forward to the day when we can consider everything done. And while I can’t wait for that time to come, I am also a realist and know that there will probably be an entirely new list that has been drafted in the interim and I am not completely sure if this is a good thing or a bad thing at this point. What I am enjoying is the fact that no matter when we do all of these things, we will be improving our home and we will be able to enjoy them for many years. So, here is to the future!

Mortgage Monday: Not Recommended

There used to be plants there...

One of the many projects that we have checked off our list so far this summer has been to get some basic landscaping done. Nothing complicated or expensive. Basically, all we needed to do was to remove the plants around the house, side and back, and replace with grass or some means of drainage. Again, simple is better and what we really wanted to accomplish was to minimize maintenance while avoiding future potential problems.

After going through the usual process and receiving a few quotes, some in writing and some over the phone, I decided to hire a local landscaper who came well recommended. Everything was falling into place and we agreed upon the work that needed to be done. The whole process was going smoothly… at least until they showed up and actually started working.

Well, it was bound to happen. Our luck has been too good with contractors, service companies, sales people, and other transactions lately. Someone was bound to foul up at some point and last week we had a “winner”.

I took the time in the early morning to give a final review of the tasks that needed to be accomplished for the day… this was a one day project. When I left for work that morning I felt pretty good about what I would find when I came home that evening. After multiple phone calls throughout the day and seeing what still needed to be done when I pulled into the driveway that night, that level of comfort had completely disappeared... the work was going to take an extra day and the work that had been completed was not of the quality that we were expecting (I'm not sure that they are familiar with the concept of parallel lines). 

In reviewing the footage from our security system, speaking with my wife, and watching a little as they got started the next morning it was clear that this was nothing more than a paycheck for them. Now I completely understand that they need to make a living but that doesn’t mean that short cuts should be taken or they should provide substandard work simply so they could get to the next job that much faster. It was actually to the point that I had them remove some work and change things up on the second morning as I had little confidence in what they would end up producing.

Thankfully, we have a contractor that we trust and that will fix the errors left behind. But it is safe to say that we will not be hiring this company again for some of the future projects that we will be having done in the yard. At this point I’m just glad that I hired someone else to take down the trees around the property because these guys, based on the work that I did have them do, might have taken out the house, or at least the shed or gazebo, in the process. At the very least, I know they wouldn’t have done the excellent job that Monster Tree Service did a couple of weeks ago (I highly recommend this company). I think I will stick with the people I trust for now.

Mortgage Monday: We Have Gas!

When my wife and I purchased our home we were well aware of the shortcomings of the heating and air conditioning. We also knew that the house ran on a combination of electricity and oil. We were reminded of this throughout the winter each time to boiler switched on and shoot the floor beneath our feet. Being that the house has an always on boiler providing not just the heat coursing through the baseboard elements but also supplying all of our hot water, we were well aware of the fact that it would be a massive undertaking to overhaul these essentials.

After conferring with family and confirming with a few other professionals, the decision was made to switch to propane gas. It was a bit of a shock to hear the total estimate for these projects but, knowing how much we spent on oil the previous year alone, it was clear that this would be a worthwhile investment and something that would solve a multitude of current and future problems. Besides, there was always an outside chance that the antiquated systems would fail sooner rather than later given their condition.

So, with these plans in our minds, I made the calls around to a variety of gas companies in the area, received quotes from them all, and decided on one that simply made the most sense. After a slight delay, they were finally able to make it to the house to install the tank. I actually forgot to mention the logistics of the project which entailed digging a giant hole and installing a sixteen foot, one thousand pound, propane tank… and running the underground gas line to the house. Seems pretty straightforward until you factor in the kind of soil that they had to deal with today.

I warned the sales person who did the estimate a couple of weeks ago that there wasn’t much top soil but it seems as though the message may not have been passed along. About twelve to eighteen inches down and the crew got a nasty surprise… bedrock. Needless to say it was an all-day project but they got it done and they seemed to take a few extra steps to make sure that everything was done right. Even the owner of Great Valley Propane took the time to review everything and discuss what had been done and what he was seeing with my wife. And now I can say with a completely straight face… we have gas!

Mortgage Monday: We Finally Have Our House Back!

This is how it all started.

When I first reached out to contractors in late June there were two very simple projects in mind, garage doors and an office door. That is all that we planned on doing this time around and all that we thought our budget would permit. The garage door situation was resolved rather quickly and Shank Door did not disappoint in either price or service. However, it was a much more involved process trying to find a contractor for the work inside the house. After all, this is our home and I wanted to make sure that whomever we chose would do the job right.

I first met with a few contractors and was less than impressed with how they were approaching this rather simple project. It wasn’t looking good until I met with Mike Swenson from Swenson Home Solutions. Not only did he listen to what I wanted done but he was also honest with me and let me know what would work best for the space where I wanted my office door. On top of that his estimate was lower than all the others that I received by a few hundred dollars. There really wasn’t a question at that point, this was the right company for the job.

First addition to the project list...

This is when that small project began to morph into something much bigger. What started as a simple French door installation soon transformed into a small first floor renovation. With the prices we were being given, the work that we wanted done was, all of the sudden, possible now rather than later. This is when we decided to replace the carpet and linoleum with hard wood floors (thanks in part to a great price on ¾ inch oak floor from Carpet and Tile Mart in Reading), replace all of the external doors, replace both of the toilets on the first floor, and remove the baseboard heating. The two day project was now expected to take a week and a half.

...and the biggest addition to the project list
(we will work on the walls later).

Well, that was the plan. The office door, besides the floor being slightly out of level, went smoothly but everything else began piling on days to the project. Not only were the carpet and linoleum subfloors different thicknesses but the kitchen floor had a thick layer of leveling compound under it which required over a week of work on hands and knees with a heat gun and scraper. It made the dry rot repairs around all the doors seem like a minor hiccup that only cost us a couple of days. In the end, the week and a half projection ended up being nearly four weeks of work. However, when it came to the bill, what surprised me most was the fact that he stuck to the original estimate and only added a nominal amount for supplies.

We finally got our home back today and we are really happy and impressed with the work that has been done. It was a lot of work and only the first stage of what will be a rather long process to make this home our own but at least we now have an honest contractor that really has our best interests in mind and treats each house as if it were his own home. What more can you really ask from a contractor? Not surprisingly, we are already having him write up a few more estimates for some other projects in the works. But, for now, we are going to enjoy our “new” home.

TMI Tuesday: Hey, This Isn’t Camp!

Given the length of time that our son had been away from daycare, my wife and I decided to send him to camp this summer. This chaos that ensued during the spring took him away from the classroom and his friends so we thought it only right that he enjoy a few weeks this summer with others and, more importantly, outside of the house. Of course, it also helps that my wife gets a little respite as she has been caring for him and taking him to various places and get-togethers constantly these last few months and that is a lot to ask of her. There are also a few things that need to be scheduled and having the flexibility during the day is more of a necessity rather than a luxury.

The first few days that we restarted the routine our son seemed a little thrown off but went with it as he is always looking for an excuse to go for a ride in the car. Although he did give me quite the interesting look the first couple of days when I said that he was "going to camp" (see picture above). As he has readjusted to the routine, he is less enthused about possibly going somewhere new and now simply looks forward to “going to camp” every morning. Of course, he does give me a look as if to say, “You’re not fooling me daddy. I know that this isn’t camp. It’s the same school I was going to before.”

And part of this routine is that he is really tired when he gets home at the end of the day. Don’t get me wrong, he still insists on staying up so that he can see daddy but, if he had the choice, he would probably go to bed at around 6:30. But this seems to be getting better as well. The longer that we have had him going, the more that he has adapted to the schedule and he is getting a lot better at staying up at the end of the day.

I guess the important thing to note is that, like countless instances before, we can’t simply fool our son. He knows where he is going, he knows the routine, and he knows the daily schedule. Sometimes he doesn’t like it (especially if he didn’t sleep well the night before) but he, for the most part, accepts it. And, for mommy and daddy, while there are difficult moments, it has allowed us to get a lot more done around the house and has given us, my wife in particular, the flexibility to make some appointments during the day.

Mortgage Monday: And Then That Happened…

Last week, in the early afternoon, I was in the middle of a project at the office. The deadline wasn’t until the end of the day and I was looking forward to taking care of a few other things before leaving the office that evening. After my phone had vibrated for the fourth or fifth time I found a good paragraph after which I could take a quick break and read the messages. I knew that they had to be from my wife but I had no idea what she was writing to me about.

Well, it could have been worse but it also could have been so much better. It turns out that the air conditioning, a project still lingering in the middle of our to-do list, decided to stop working in the middle of the day. And, of course, it was one of the hottest days of the year. That short break from the project I was working on was no longer a short break as I had to make half a dozen phone calls before a “solution could be found”.

Between the calls with my wife to get some additional details, texting my brother in law (this is what he does for a living), calling and emailing the home warranty company (the AC is covered under our policy), and finally trying to get a hold of the referred service company, all that time that I once had quickly went up in steam. Thankfully, I had gotten enough written before the chaos and I was able to get the project completed by the time I left the office (which was a little earlier than usual so I could meet the repair person when he arrived at the house). Driving home, I was expecting the worst as the half sized unit had been struggling lately.

I arrived at the house just as the service window was opening. Not surprising was the fact that it was another two hours before the technician pulled into the driveway. Almost immediately he began making comments on the small AC unit tucked away behind the garage. What did provide us with a rather pleasant surprise was the fact that it was a relatively simple solution to our problem with a loose wire (likely due to the constant usage) being the culprit. Thankfully, the air conditioning was restored quickly allowing for the house to cool a little before we put our son to bed.

Of course, this little hiccup has really put our renovation list in focus as the overhaul needs to be completed in the near future as I doubt that the next stoppage will be remedied so easily. We really are just waiting for the next time at this point and hoping that it holds off just a little longer until we can budget for the replacement system. But, for now, we are just going to enjoy the cool air for as long as it lasts.

Mortgage Monday: Water, Garage Doors, And Security

Last week I spent some time working from home but, just like the days that I decide to “take off”, it was for the simple reason that there was work that needed to be done at the house. Actually, I wasn’t doing any of the work, I was there so that could answer any questions that may come about from the minor projects around the house. Namely, over the two days at the end of the week we had Martin complete an inspection of our filtration system, Shank install the garage doors, and ADT check a few of the sensors that we have had to adjust lately.

Surprisingly, all of these appointments went about as smooth as possible beginning with the garage doors on Thursday. The old doors were exactly that and with the one destroying itself a few months ago, it was something that needed to be done this summer. Now seeing the new doors in place, the features that Shank includes, and hearing how quiet the new motors are, we are really glad that we made room in the budget to get this done. Of course, it helps that the person installing them really knew what they were doing and had the full swap out (doors, motors, tracks, sensors, etc.) done faster than I was expecting.

Friday morning the door bell chimed at about a quarter to eight in the morning. While I am all for being on time or even early to appointments, it isn’t as pleasant when ADT has already screwed up the scheduling (I made the appointment for and confirmed it with customer service at the time for the 12-5 window). This on top of the fact that the technician expects our full attention as we are in the middle of our son’s morning routine. Just one of many issued that we have had with that company so far. After a few unexpected (and without warning) triggers of the alarm and a few moments of puzzled contemplation regarding the use of adhesive, the work was completed and the rest of the morning could begin.

Martin Water was the third and final appointment of the week and as they were the ones who maintained this system previously, it was a pretty straightforward process. And it was great that they took the time to go through the steps that I need to follow to properly maintain the system. I was shown once before when we bought the house exactly what needed to be done but I can’t say that a whole lot of information was retained that chaotic week.

So, it may not be a big dent in our overall plans for the week but we were able to at least get things started while making sure a couple of the other things in the house don’t become future projects. And while ADT may be lacking at times the important thing is that the security system and monitoring are still solid. As for Shank Doors and Martin Water, don’t hesitate for a second if you are in need of their services… their prices and the quality of their work is exceptional. That is all… for now.

Mortgage Monday: Revising The Project List

My wife and I have continuously kept an informal project list of things that we would like to have done at the house. As I have written about before, some things are more pressing than others with the majority of these tasks being things that we want to do rather than things that need to be done. However, in the end, they are all projects that will transform this already wonderful home into a perfect one.  

Of course, we have to work within our budget so some things have been shifted around according to our finances. This has also impacted the overall timeline of the work we would like to get done at the house. That being said, as we have priced out some of the items on our list there have also been things shifted up or down accordingly. Lately, those prices that we have seen have allowed us to move things up in our timeline.

To review, here are the things that we have known for some time and which we had planned to address over the next few years:

• Installing office door
• Flooring (hardwood or laminate?)
• Minor electrical work (fixing existing issues)
• HVAC overhaul
• Replacing boiler with hot water tank
• Installing steel duct work
• Installing two HVAC units
• Installing underground tank for gas
• Side Deck
• Front Porch
• Repair / replace retaining wall
• Tree removal
• Installing chimney cap
• Repointing masonry
• Garage Door replacement
• Re-grading around the house

That was the basic list that we came up with shortly after we moved in and it remained relatively unchanged for a few months. Over time, we added a few more items:

Interior painting

• Replacing kitchen and bathroom hardware
• Replacing appliances starting with the washer and dryer
• Converting fireplace to gas
• Expanding bonus room upstairs and finishing

Now, the list has grown to include a few new items and some clarifications on the aforementioned ones as well. With the existing things that we knew from the beginning, previous additions, and a batch of new items, this new roster of projects now consists of the following:

• Installing French doors to my office
• Installing hardwood floors throughout
• Minor electrical work (fixing existing issues)
• HVAC overhaul
• Replacing boiler with hot water tank
• Installing steel duct work
• Installing two HVAC units
• Installing underground tank for gas
• Converting fireplace to gas
• Install gas or solar generator
• Installing composite side deck and front porch
• Repair / replace retaining wall
• Tree removal around property
• Installing chimney cap
• Re-pointing the patio
• Garage Door replacement
• Re-grading around the house
• Interior painting
• Replacing kitchen and bathroom hardware
• Replacing appliances starting with the washer and dryer
• Redirecting dryer vent
• Replacing refrigerator
• Expanding bonus room upstairs and finishing
• Replacing front, side, and patio doors
• Lighting fixtures in all bedrooms
• Replacing toilets
• Resealing basement walls
• Re-configuring landscaping (removal of flower beds)
• Replacing / adding outdoor lighting
• Replacing doors to garage with fire rated doors
• Replacing gutter guards
• Replacing blinds
• Installing new window treatments
• Replacing windows

What started as a relatively small collection of projects has grown rapidly into a long list of things that we would like to have done to the house. And while there are many more project than before, we are still hoping to get the majority of these things completed by the end of next summer. Some things will be quick while others will take weeks and some are things that we will get done eventually like replacing the windows. So, beginning this summer, things are going to be quite busy around the house but, slowly and while sticking to a specific budget, we will transform our home into one that we have only dreamed about in the past.   

What Happened To Our Summer?

Previously I wrote about trying to figure out where my wife and I were going to take our son this summer. Many of the plans mentioned in that post have been solidified but it still only reveals one small aspect of our summer scheduling. I wish it were that simple but that is simply not the reality in which we live. There are many other factors playing into the rearranging of days, times, projects, vacations, and obligations that many of us have to juggle during this time of the year.

In addition to our desire to escape for a day or two at a time we also have many other things scribbled into the small grids that summarize our season. The next group that we have to account for are the various projects that we are having completed at the house over the next couple of months. These include the small items like garage doors, landscaping (i.e. tree removal), and interior door installation. And then there are the not so small projects that I hope to see completed like the HVAC overhaul as well as deck and porch construction. All of these take a lot of time and, right now are a bit in flux with regard to timing which is why we need to keep a few spots open.

Next are the family events that round out the calendar and that have been scheduled for months. This doesn’t just include the picnics in August but also the times when we need to schedule times to get together with family. There are so many things happening at this moment that it has become necessary to schedule these weekends. Of course, there are also a few times, granted they are few and far between, that we have scheduled to meet up with friends as well.

Day trips and local events have also become important in our schedule as we want to take the time to explore the communities around our home and also find different places for us to visit on a regular basis. Finally, there are the obligations that we have both during the week and on the weekends that we have little flexibility in scheduling. Did I mention that we need to maintain our home and property too… yeah, that requires allocation of a few weekends. So, at this point, it is surprising to find that there really isn’t a great deal of free space remaining on the calendar and the few open weekends that do exist are going to be welcomed as a respite from the chaos of the season. That is, of course, if they don’t get filled up with some unavoidable occurrence between now and then.

Mortgage Monday: The Small Things

Orkin may have gone overboard... 

Summer is now upon us and my wife and I have been busy picking up things here and there for the house and for the yard. So far the tractor has been running well and the other gas powered tools have been taking care of the rest of the property. Now it is time, at least for the outside items, to round out the things that we need to maintain our little piece of land. This includes all of the trimming items as well a ladder, saw, sledgehammer, and axe. You would be surprised by how useful the last two items are around the property.

Many of the other items that we have picked up or ordered lately have been more about the comfort and convenience around the house. Having a hammock in the back yard is not something that we need but with the deal that I found at one of my usual online stores it was well worth the nominal cost. Plus it completes the collection that we now have on the patio which includes a dining set and a couple of Adirondack chairs. Not something that we will use every day but relaxing when we get the chance.

In the house there have been a few upgrades lately including a new crock pot and coffee maker (nearly free when we combined the clearance price with an old gift card at Macy’s). Also added in the mix was a new microwave that fills the space that was designed into the kitchen layout. Our last one was struggling a bit and, again, a good sale price was found. Beyond those few things, everything else was pretty much purchased for our son as he is growing out of many of the products that we have been using for months (i.e. new sippy cups and utensils).

And with the first days of summer now heating up the landscape, we are also better protected now that we have had Orkin come out and do some preventative work and some mole remediation. While we haven’t had any insect problems beyond the few stragglers here and there, I would rather have the reassurance that it will not be an issue in the future especially with our son scurrying all over the house. Now, all the bugs and spiders know that this is not some place that they want to try and get into and the moles are digging their way away from the property (they were actually a real problem in the front and back yards).

So, let the summer begin. We have the tools and we have taken care of many of the things that we needed to in order to prepared for the weather. Now all that is left is to get all of the small projects completed followed by some larger tasks and we will be ready for years to come. That being the payoff, it is well worth making the investment now.

Busy Day Off

A day off is never simply a day off anymore. While there are occasions when I have taken some time to travel or go to different events, lately that hasn’t been the case as there are simply too many things that need to get done or appointments that need to be scheduled. Yesterday was a prime example of this new, self-created, reality as I originally took the day off to speak at an event in the afternoon and go to my son’s appointment in the early evening. Well, that isn’t exactly how things ended up working out.

Having slept in an extra thirty minutes on Sunday, I told my wife that I would take care of breakfast for our son in the morning. It is actually pretty fun spending the time with him and he is usually pretty patient with me when it takes a little longer to prepare his meal. By the time he was done eating and I had finished waking up, half of the morning was already gone and the first appointment of the day was about to begin. When I previously said that I needed to get more estimates done for the various projects around the house I wasn’t kidding.

As I discussed all the options and what exactly needed to be done with the garage door company, my wife headed out to a local event as one of the orchards in the area with our son. After my meeting was done and the quote in hand, I got in the car and drove the ten minutes down the road to meet up with them. It was actually pretty interesting watching my son walk along the long rows of strawberries eating all of the fruit out of the small basket almost as soon as my wife put it in there. When we finished picking our pile (pile and a half when accounting for all the ones our son consumed), we got back in our cars and headed home where we finished feeding out son his lunch, played a bit, and put him down for his nap.

Just as we were about to take him upstairs, the doorbell rang and the second appointment of the day began. This time we received a quote for my office doors (and a few ballpark figures for the deck and porch that we would like to add later). Like the first quote of the day, it was much lower than the initial estimates that I received. Unfortunately, that was the end of the estimates as the third appointment had to be rescheduled for next week… honestly, I don’t know if they are going to be able to beat the price I just got from this company but we will have to wait and see.

After taking a short break when I was able to check the mail, send a few emails, and waking up our son for his snack, we got back in the car and headed north to the pediatrician’s office. It was a great checkup that I will write about later and, fortunately, the waiting room wasn’t filled with Gosselins. Like many days away from the office, time seemed to evaporate from by grasp and before we had another moment to catch our breath, the day was winding down and we were planning for the follow day. All of this and I still wasn't able to fit everything into my schedule. And, at the moment, it looks like my next day out of the office will be just as busy next week.

Mortgage Monday: More Estimates

Whenever work needs to be done at the house that is beyond my limited capabilities, it is rarely a simple process to get that job done. Early last week I was finally able to set aside the time research some of the contractors and other service providers in the area. Home Advisor was actually a pretty useful tool for this in addition to work of mouth and local publications. We have had our project list pulled together for some time now and I did receive a couple of estimates for a few things that we need done but I am never one to settle for a single quote. So, with a break in the chaos of the week, I pulled together a list and got on the phone making dozens of calls and leaving a multitude of messages. With all the research done and calls placed, the rest of the week was filled with fielding responses to my queries.

The first set of calls that I placed was to some of the reputable tree service companies in the area. There are at least three trees that need to be taken down around the property and probably a few others that will need to come down in the near future. Heading into this initial investigation I knew that this is an expensive proposition as a couple of the trees are at least a hundred feet high and not in an easy location on the property. Additionally, at least one of them is so far gone that scaling in the trunk is not going to be a possibility. Of all the companies I called I was only able to get a hold of one of them who stopped by the house on Friday and delivered an unofficial estimate at a figure that I was in line with my thought process.

The next call was to a company to replace our garage doors. While one is still serviceable the other door is useless at this point and given the age of both it just makes sense to replace the pair (as well as the motors). Again, I already have a quote for this project but it is definitely one that I believe can be beat by, hopefully, a significant margin. This is one of the companies that I will have stopping by the house this week.

The last group of correspondences were to a few of the recommended general contracting firms and smaller craftsmen in the area. The one recommendation that I did receive to install some doors to my office was booked… and when I say booked I mean that he didn’t have an opening in his calendar until February 2017. A couple of the other companies I contact gave me a call later in the week and will be coming out to the house this week as well. It is definitely going to be busy around the house with all of these people coming and going but at least I will have a few sets of numbers to work with.

Mortgage Monday: Estimates

While I was hoping to get a head start on this process much earlier in the year, sometimes things just don’t go exactly as we plan them. Of course, there isn’t anything really pressing at the moment… there isn’t anything that absolutely needs to get done at the house. There are projects that should be started (and finished) soon like replacing the garage doors but there is nothing that needs to be done.  

Unfortunately, without things being set into motion, there is plenty of time to add things to the list. And the list is getting quite a bit longer than was previously disclosed. All of that means is that the dollar figure at the bottom of the sheet of paper keeps climbing which makes me look back and really start cutting some of the unnecessary expenses from the growing budget. This has become an even more essential task of late as we have received a few quotes.

The biggest expense on the horizon is replacing the existing heating and air conditioning systems (which also means we have to swap out our hot water supply). Currently we have an undersized air conditioning unit (I have to call the home warranty company about this) and a loud boiler in the basement providing us with both hot water and heat through the zoned baseboard system throughout the house. While functional, it is not working for us. We will be switching to a central HVAC system with a hot water heater in the basement. While most would balk as we did at the $25,000 estimate (lowest available for quality work), the simple fact is that we will recoup most of that expense in the increased efficiency.

Some of the essential repairs and alterations needed are also quoting out much higher than expected. Actually, the garage doors and motors were a little lower at $2500 while the interior French doors to my office are much higher at $2500. Some may consider these as extra expenses but, for us, they are two smaller projects that need to be done. I am not going to simply repair or replace one garage door with an uninsulated patch… it makes more sense to just replace both and take care of the motors at the same time. And the office door is needed so that I can actually utilize my office.

The last think on this list of initial quotes is the removal of dead trees. While we had much of the property taken care of a couple of weeks ago, there are still a few leafless monsters swaying in the breeze. Because of their size and location it is not going to be a cheap endeavor. The first estimate is about $2800. Some may see them as simply an eye sore but they are within striking distance of the house and it is an unnecessary risk to leave them standing. I just hope that we can find a better price.

Everything else on our long and growing wish list is pretty much on hold as we pursue these projects and try to find a way to pay for them. Once these are done we will re-prioritize the rest of the list and decide when we want to tackle additional improvements and whether we will be able to budget for them. Of course, we will also factor in what makes sense for us now and in the long run… sometimes it is best to get something done now and other times the better option is to wait. We will just have to see what happens with these first few items from our list.

TMI Tuesday: DIY Baby

Next Project!

Our son has always had a fascination with texture and anything that seemed out of the ordinary. Basically, anything that catches his attention in one way or another is going to be examined closely and, in some cases, destroyed. It is our son’s natural curiosity that can sometimes get the best of him and there are occasions when you can tell that he has been checking things out when we weren’t looking.

While there have been instances of this before which started soon after he was born, he seems to have taken things to the next level in our new house and especially as his mobility has increased. It used to be that he would insist on staring at something to try and figure it out. This started with looking at mommy and daddy as he studied every line and gray hair that he was already starting induce. Later on he started using his sense of touch wanting to know what daddy’s beard felt like or nuzzle in the softness of mommy’s shirt. It was rather the adorable process.

Now, when he spots something out of place, he will scurry across the room to take a closer look and examine both how it looks and how it feels. Once this initial investigation comes to an end he tries to figure out a way to alter it. It is a trial and error process. Sometimes he will rub or pick at something without any effect while other times he is quite entertained by what he can accomplish in a short period of time.

There have been two instances in particular where his curiosity is evident on the walls of our home. The first started soon after we moved in when he first caught sight of the small flap of wallpaper starting to peel away from the drywall. Unfortunately, this small spot is in his playroom. While we have been pretty good about catching him when he gets that mischievous look in his eye, it only took one instance with our attention averted for our son to capitalize on the opportunity and start one of our many projects a little early. At least that small flap is gone now.

The other example surprised us both. We has previously secured the video monitor on the wall above his crib with Velcro and the wire heading to the outlet with staples and duct tape. Classy but effective… at least that is what we thought. One morning many of those staples (all of which we recovered later) were pulled from the wall and the cord was turned into a toy dangling just outside of his crib. Other mornings we caught him a little earlier with only the tape having been partially peeled back. Needless to say, we moved his crib so the cord is now out of reach.

In each of these instances he seems to give me this look of sly confidence that seems to say “Daddy, I took the liberty of destroying the house while you were out”. While minor annoyances, in the end he could be getting into much worse things and I am certain that will be the case in the future. If only he would stop growing so fast… it is sometimes hard to keep up especially since he is sometimes too smart for his own good. With that in mind, I am certain that there are things that we have yet to uncover.