Customer Service To Remember

Whenever I have to buy something or even get a quote, I always pay close attention to the service being offered. While I do purchase many products online, the buying experience is still an important one to me which is why, when I receive excellent customer service (and a great price) I always do my best to pay it forward. I have had some atrocious experiences with various companies and at a myriad of stores and dealerships over the years but I have also had some excellent transactions which have made the experience much more pleasant. In those instances, I also make sure to seek that sales person out when returning to the store.

My recent car ordeal was a perfect example of this as I experienced the range of interactions between the various dealerships. Once my brother’s dealership was ruled out (they don’t sell the car that I settled on), I proceeded to stop by a variety of Mercedes dealers to both talk with a sales person and see what price they could offer. My first stop was to Tom Masano in Reading where the sales woman with whom I spoke was excellent and they offered a great price. The second stop was to Mercedes-Benz of Fort Washington where they were less than welcoming and brushed me off not even bothering to follow up with a reasonable offer. The third was to Euro Motorcars of Devon where I received the same excellent experience that I had in Reading and they came back with a better price. Deal done.

More recently, I have experienced the same variety of satisfaction when getting quotes for the initial projects that we wanted to get done around the house. Some of the contractors listened to exactly what I wanted, others just went about designing something that didn’t make much sense at all. Some prices were really high and others were lower than I was expecting. However, while price was an important factor, it was the interaction that I had with each of the companies that really made the difference as some were clearly looking at the task with dollar signs in mind while others, one in particular, took the time to make sure it was the solution that made the most sense and that would be done right.

Even with regard to our banking, the way that we are treated makes a huge difference. While the hours and locations are convenient, TD Bank has continued to offer one of the worst customer experiences that I have ever encountered with a financial institution. We have already switched our primary banking and now we will be transitioning our secondary banking in the near future as these other institutions are actually pleasant to deal with on a regular basis and haven’t hampered us with ridiculous charges.

Of course, there are the basic retail sales associates that I know by name that have made many transactions much more pleasant in recent years like Dave at Raymour & Flanigan, Frank at Coins & Currency of Wayne, my cousin when I need clothes, many employees at the local Lowe’s, the entire staff at Tanner’s Sports Center, and many other people at various local businesses. Additionally, the customer support teams at Amazon and Sportsman’s Guide have been excellent as of late. Great people that continue to make things just a little easier.

TMI Tuesday: Hey, This Isn’t Camp!

Given the length of time that our son had been away from daycare, my wife and I decided to send him to camp this summer. This chaos that ensued during the spring took him away from the classroom and his friends so we thought it only right that he enjoy a few weeks this summer with others and, more importantly, outside of the house. Of course, it also helps that my wife gets a little respite as she has been caring for him and taking him to various places and get-togethers constantly these last few months and that is a lot to ask of her. There are also a few things that need to be scheduled and having the flexibility during the day is more of a necessity rather than a luxury.

The first few days that we restarted the routine our son seemed a little thrown off but went with it as he is always looking for an excuse to go for a ride in the car. Although he did give me quite the interesting look the first couple of days when I said that he was "going to camp" (see picture above). As he has readjusted to the routine, he is less enthused about possibly going somewhere new and now simply looks forward to “going to camp” every morning. Of course, he does give me a look as if to say, “You’re not fooling me daddy. I know that this isn’t camp. It’s the same school I was going to before.”

And part of this routine is that he is really tired when he gets home at the end of the day. Don’t get me wrong, he still insists on staying up so that he can see daddy but, if he had the choice, he would probably go to bed at around 6:30. But this seems to be getting better as well. The longer that we have had him going, the more that he has adapted to the schedule and he is getting a lot better at staying up at the end of the day.

I guess the important thing to note is that, like countless instances before, we can’t simply fool our son. He knows where he is going, he knows the routine, and he knows the daily schedule. Sometimes he doesn’t like it (especially if he didn’t sleep well the night before) but he, for the most part, accepts it. And, for mommy and daddy, while there are difficult moments, it has allowed us to get a lot more done around the house and has given us, my wife in particular, the flexibility to make some appointments during the day.

6,000 Mile Update

VS

A few months ago, following my accident(s) on the Pennsylvania Turnpike, I decided to get a new car. Well, it has been nearly two months and over 6,000 miles since I made the leap from my repaired 2015 Jeep Cherokee Trailhawk to my 2016 Mercedes Benz GLC 300 4Matic and, so far, the results have been great. To do a direct comparison on every aspect of these vehicles would be a disservice to both the Jeep and the Mercedes so I am going to stick to some of the basics based on my experiences.

The hard numbers that we can compare side mostly with the Mercedes with the only exceptions being that of maintenance and fuel costs which are, not surprisingly, higher than that of the Jeep. However, Mercedes has a clear advantage in the other categories. To be specific, I averaged about 23.5 miles per gallon combined in the Cherokee over the course of about 22,000 miles. So far, the GLC is averaging about 27.5 miles per gallon combined over this initial 6,000 mile break in period. Basically, the difference in MPG wipes out, almost exactly, the additional cost of premium versus regular gas. With a bigger gas tank and about 60 more horsepower, the GLC has the clear advantage in both of those categories as well.

Now we are going to discuss the subjective aspects of the change from one car to the other. This really comes down to personal preference but, for me, the GLC definitely has a more comfortable ride which is to be expected given the two manufacturers. And since 90-95% of my driving is on the highway this is hugely important. But it is not just more comfortable for me behind the wheel, both my wife and my son have noticed a difference in how the car rides and how much more interior space we have in the GLC over the Cherokee. However, I will say that the Cherokee is a superior off road vehicle but, for me and my use, that really is a non-factor at this point.

Bear in mind that, while the perception of these two brands is completely different, when compared with nearly the same equipment in each (obviously the Mercedes has more things that are standard) the price difference is nominal, about $1,000-2,000 more for the GLC. Many of the dimensions are similar as well including height, width, clearance, and turning radius. Both are great cars but my preference is firmly with the GLC and, at this point, I would be hard pressed to switch to another brand in the future. Clearly, given the initial results and experiences, I would recommend the GLC to anyone looking for a midsized SUV.

TMI Tuesday: Napping Away From Home

Definitely not as comfortable as the crib but it works!

It shouldn’t be a surprise to anyone when I saw that when our son was first born he would sleep just about anywhere. It didn’t matter if we were home, in the car, or, as was the case last summer, in a hotel room. It was one of the luxuries that, unfortunately, my wife and I didn’t fully appreciate at the time. As he has gotten older and more aware of the world around him things have definitely changed and it isn’t so easy to put him down for a nap as it once was. Heck, even when he is exhausted at night he would still much rather be picking blueberries than sleeping. Don’t worry, we learned our lesson (a refresher really) during that trip.

His considerable preference for his own bed is both understandable and frustrating at the same time as his nap is in the middle of the day which means we usually have to plan our activities accordingly. There have been time when we have taken the risk and had him sleep in the car but this has only barely been working as of late. With so many things planned throughout the summer we knew that we were going to have to get him used to sleeping somewhere else besides his crib.

We didn’t have much planned this past weekend beyond the usual house and yard work that needed to get done, so we coordinated with my parents to head over to their house for the day. This was a long overdue visit as we couldn’t recall the last time that we went to visit them. After going back and forth about when we should leave we finally determined that this was as good a time as any to try and have him nap somewhere else so we packed the car and made our way across the counties.

Shortly after we arrived and fed him some lunch we could see that our son was ready for some quite time. As he rubbed his eyes and explored nearly every cabinet in my parents’ kitchen, the pack n play was set up and situated in the living room just inside the front door. Surprisingly, he didn’t fuss when we put him down and before we knew it the kicking and babbling stopped as he fell into a deep and lasting sleep. About an hour and a half later and we were relieved that he was finally able to settle and sleep somewhere else besides his own bed at home.

Thankfully, our experiment bodes well for both future trips to see his grandparents as well as the various travels that we have scheduled over the next few months. We might actually be able to relax during our escapes and show our son even more of the scenery and places around the towns in which we will be staying. Next test will be determining the length of time that he can put up with being in his car seat… I don’t think he will tolerate the seven hour drives like last year. Hopefully it will work if we build those distances over the summer but we will have to wait and find out. But at least he can sleep when we get there.

TMI Tuesday: Get In The Car Daddy!

When my wife and I were planning out our summer last year we weren’t quite sure how our son would react to being in the car for long stretches of time. As it turned out, he enjoyed the time exploring and seeing new places… at least to a certain extent. Of course, last summer he spent most of his time sleeping as the mile markers slipped by the window and sometimes my wife would join him in slumber. Things are quite different now and it is hard to tell how long he would be able to stay in the car before he has enough.

This doesn’t mean that he doesn’t enjoy traveling or being in the car. On the contrary in fact. This weekend was a perfect example of this as there were many instances when we were outside and every now and again, usually whenever he caught a glimpse of my car in the driveway, he would point, babble something, and start leaning toward the car. We quickly discovered that what he was saying was “Get in the car daddy! I want to go for a drive!” So, shortly after, we would pack everything up, climb in the car, and get on the road… fortunately we had some idea as to where we were headed. At least this time around.

Almost as soon as the car would start moving, this restlessness ceased. Unlike the previous year, he was wide awake the entire time we spent driving around the area. Between looking out the window, playing with his small toys, and giving me a wide smile when I would reach back and tussle his hair, he was a happy little toddler enjoying the time on the road with mommy and daddy. And this change has got us thinking about our plans for this year… our, as of now, undecided plans.

It is amazing, but not surprising, to think about all the different things that our son enjoys and the fact that most of them are quite simple. He is not into a lot of the fancy toys or overstimulating shows, he enjoys the simpler things. He likes his wooden and overall non mechanical toys probably more than any others. He enjoys Mickey Mouse and Sunday Morning on the television. However, what he seems to enjoy most is exploring and seeing the world from behind the car window as well as experiencing new places. It makes me glad that we decided to be cautious by replacing my car and, at this point, I guess we better get moving on booking a few places to stay over the summer and schedule a few other day trips.

Saying Goodbye To The Jeep

March 2016: Jeep at the scene of the accident. 

Once I heard back from the repair shop following my first accident this past March stating that the Jeep was going to be repaired my wife and I had an important decision to make. With the frame having been bent in the accident (and now having to be bent back) were we comfortable driving and riding in the car? More importantly, did we trust the car enough to have our son in it? In the end, it wasn’t the same car and we no longer had the confidence in the vehicle to continue using it as my daily driver (especially on those days when I have my son in the back).

While we knew that it would be a costly decision, we decided to start looking for a replacement vehicle (a process that I have written about before). The Jeep was a great car so that is exactly where I started my search. I went online and priced out the 2016 version of the exact make and model of my car. Once I input that information I added the features that I wanted in the new car to see where the price would fall. Seeing a replacement price within inches of $40,000 I quickly questioned whether I would be buying another Jeep. So, given the new price point, I searched for a few other options.

June 2015: The day I bought the Jeep. 

With a full roster of cars on my list (a compilation I never thought I would pull together in my lifetime) we dedicated a weekend to hopping from dealer to dealer looking at all the options that I had uncovered and determining whether or not there was any wiggle room beyond the USAA price. A few cars were eliminated because of the lack of fit and finish while others were great cars but simply not the right one for me. In the end, I had to decide between the Jeep Cherokee Trailhawk and the car that I picked up today the Mercedes Benz GLC 300 4Matic.

May 2016: The Mercedes replaces the Jeep.

Once everything was factored in including price of the car, the options that I wanted, the interest rate on a loan, the cost of insurance, fuel economy, and other numerous factors the Mercedes just made much more sense. Believe me, I was shocked by this revelation too. While there are certain trade offs between the two (i.e. off road capabilities vs. highway comfort), I am completely happy with the decision that we made. On top of all this, in a bit of creative financing, we actually traded in my wife’s car and leased a GLA 250 4Matic with all the options that she wanted on the car. In the end, we both ended up in new cars and, considering all financial commitments before and after, pretty much broke even financially.

All that is left now, besides enjoying our new vehicles, is to complete the insurance claims which should, to put it nicely, be the most ‘interesting’ part of the whole process. We also still have to come to terms with the simple fact that we are both driving Mercedes which, at the very least, is one of the more surreal feelings that we have encountered in a long time. Just add one more thing to the list of changes over the past couple of years.

TMI Tuesday: Baby Doesn’t Need To Know Everything!

Over the past year, especially over the last couple of weeks, I have found that sometimes the best way to protect my son is to not share everything with him. Just over a week ago we didn’t have much choice when I was rear ended on my way home. He knew that I was supposed to be home to tuck him in and when I called that night to tell my wife what had happened and that I would be home in time, he knew something was wrong and he worried about me for most of the weekend. When the same thing happened to me this morning on my way to work I was able to let my wife know and we didn’t mention anything to our son… in fact, he was happy to see me home when my wife walked through the door after picking him up from daycare.

That’s right, the same thing happened. Well, almost the same thing. Either way, our son didn’t need to know what happened…

The incident occurred while on my way to work this morning. I was traveling in the left lane heading eastbound on the PA Turnpike in inconsistent traffic. Traffic was going about 40-50 mph but, soon after passing the Downingtown exit, traffic ceased to move. I came to a halt about 1.5-2 car lengths between myself and the car in front of me. When the car came to a complete stop I noticed in the rear view mirror, first in my peripheral vision and then with nearly instant focus, that the Gray Ford F250 behind me was not stopping. I did not hear any brakes.

When he impacted the rear of the rental card I was in at the time (a White 2016 Dodge Dart for those who need the reminder) I was forced approximately 2-2.5 car lengths forward. Thankfully, I avoiding the car in front of me by guiding the now super-compact car toward the median. After taking about 5 minutes to collect myself and after Turnpike personnel blocked all lanes of traffic I drove the car to the right shoulder of the road about 50-100 yards from impact.

Turnpike personnel, PA Troopers, EMT, and the towing company were on scene soon after the accident. The other driver admitted to me and to others on the scene that he had taken his eyes off the road. The Trooper collected our information and took statements for the incident report. I was taken to the hospital in an ambulance soon after since this was the second such accident in about ten days. Thankfully, they didn’t find anything in the slew of x-ray that I received and I was discharged shortly after noon.

Just when I was beginning to feel better from the previous accident and starting to catch up on everything, I was out of the office for another day and everything else was put on hold as the stiffness and soreness set in. By the time our son came home, I was able to hide the pain and discomfort so that our son would not worry again. I hate keeping things from him but I also hate seeing the worry on his face and the tossing and turning that it causes him at night. Hopefully, this is the last time I have to hide something like this from him… hopefully this meets my accident quota for a while… I don’t know how much more my body can take of this. At least now I am in a slightly bigger car as compared to the Dart… a fully loaded 2016 Chevy Suburban.  

Darting To The Lodge

That is not my car... but it is for now.

Given the conditions of the roads and still feeling stiff and sore from the accident, I hesitated heading over to the lodge last night. However, there were a multitude of meetings that I needed to take care of this week and driving to Ardmore was the most efficient means of getting everything done. So, while not the most comfortable option, I slowly navigated the bright white Dodge Dart rental around the suburban pothole minefield and made it to the lodge in plenty of time to check the mail and settle in before the next brother walked through the door.

As it turned out, I was not the only one having a bit of an off week as there were a couple of meetings that had to be postponed due to personal reasons. However, even with a few brothers having to miss the fellowship night, the lodge was still busy with nearly a dozen scattered throughout the building. Some of us were discussing various topics in the hall while others were practicing for the upcoming degree work. And, of course, we also had our new candidates in attendance nearing what they need to know before taking the next step.

Much of my night, without the aforementioned meetings, was regarding matters unrelated to the lodge. The first conversation I had was with a brother who will be helping me with some of the home renovation projects that I mentioned in a previous post. We also discussed my recent accident and reviewed some of the lessons that we each have learned over the years through personal experience as well as the accounts told by others. With books in hand it was also an opportunity to share with my brothers the work that has finally come to fruition in recent months (more about those later).

Finally, toward the end of the night, my cousin arrived to both take care of some replacement SAR paperwork and also to catch up a bit. It is great to have this common bond with him and have a space where we can meet and talk about our lodges, work, family, and anything else that may come to mind. It is also a great opportunity to introduce him to some of the brothers from the lodge in case he ever wanted to join us for a meeting. While not all of the meeting I had planned for took place, it was still a productive night and while I didn’t get home until much later than expected, at least I could relax knowing that a few things were crossed off my list for the week.

TMI Tuesday: Worrying About Daddy!

Every morning before my wife takes him to school, I tell my son weather I will be home that night to tuck him in or if I will be out late. On Friday, as we packed everything up and put him in the car, I told my son that I would be home at my normal time that night so that I could play with him and tuck him into bed. Well, I had every intention of keeping my word to my son. In fact, I was even on the road a little earlier than usual when the accident happened.

Shortly after leaving the office, about five miles down the road, brake lights filled the highway causing me to come to a nearly complete halt in the left lane. However, the 1986 pickup truck behind me didn’t stop in time and rear ended me at about 40-50 miles per hour. The accident was limited to our two vehicles as I had come to rest with plenty of room between me and the car in front of me. I knew in that moment that I wasn’t going to be home before bedtime.

We pulled off the highway onto the right shoulder, called the State Troopers, our insurance companies, and waited. The 18 year old kid who hit me knew that it was his fault the instant that it happened. Surprisingly, I was just happy to still be in one piece and thankful that I wasn’t driving my old Malibu. While the Jeep held up and kept me safe, the entire back end is a mess and it is doing to require significant work to both the body and the frame.

By the time everything was settled and I was back on the road (the car didn’t drive the same but it still moved) my son was in bed and worrying about daddy. As I would find out later, he kept tossing and turning until I got home and before heading to bed he kept frantically reaching for the phone wanting to check in on me. Baby was worried about me. The next morning, he wanted to spend a little extra time with daddy frequently crawling over to me to give me hugs and kisses. It took nearly the entire day before he fully calmed down knowing that daddy was okay.

While I did keep telling my son that I was okay, I remained stiff and sore throughout the weekend. On Monday, after dropping off the car to be assessed, I did go to the local Urgent Care to get checked out just in case. Two hours and two dozen x-rays later and they could find nothing wrong… at least nothing related to the accident. I still have to keep an eye on things but, for now, I am fine. However, while I am okay, given the extent of the damage, this car is done.

Regardless of whether it is repaired or totaled, the car is never going to be the same and I no longer have the confidence in its ability to hold up over time. After all, it is not just my safety that we are talking about, it has to keep my family safe. So, expect a post or two in the future about the car search and whether or not I decide to simply replace or changing things up a bit again. Of course, it could take a while before I actually get a new car as the current repair timeline is about 30 days. A lot of recovering, waiting, and looking to come.

TMI Tuesday: Feeding Off Daddy

We all have good days and bad days for various reasons. When it is a particularly long day at the office, I have to deal with some other issues, or there is just a lot of work to be done I tend to be quite stressed and can sometimes be a little abrupt (to say the least) in my demeanor. This is pretty much the way it has always been and I have done my best to try and keep those things from entering our home. This is especially important now because our son can definitely sense when something is a little off or if daddy is having a bad day. He feeds off daddy's mood.

Many times, my son’s mood reflects my own which is why I try my best to push everything aside, leave everything at the office, in the car, or where ever I can store those pressing matters, and focus on the present, focusing on just being with my son. I think this might be why he always seems to have a smile when I walk in the door although I can tell how well I am suppressing everything else by the simple fact of how fast he crawls to my ankles. At the same time I can tell when he senses that I am just run down or not feeling well as he tends to be a little more careful around me and comes in for hugs a couple more times than usual.

Lately, my son has gotten better at picking up inflection in my voice as well. I can see it in the look on his face after I say something. Actually, he understands a lot more than most people give him credit for as he is sometimes the first to laugh at jokes or to give me a quick glance when something I say catches his attention. While he has yet to speak a clear word beyond mama and dada, the vocabulary seems to be slowly building as well. In addition to my mood, I am really having to watch my words more and more every time I walk through the door.

This whole thing is something that really isn’t talked about much on the forums or is a main focus in parenting books but my mood has a huge impact on my son’s personality. He is a happy infant right now and I hope that he remains that way… I can’t imagine what he would be like had I not put forth the effort to leave all those things outside of our home. I definitely know that our relationship, our bond, would not be what it is today had I been a grumpy daddy every time I walked through the door. Now I just have to do my best to keep it up.

Shots In The Middle Of The Work Day

It is always an odd feeling for me getting up in the morning on a week day and not rushing to get out of the house and on the road. Sometimes it is a holiday and the office is closed while other times it is because of weather. However, Friday was one of those days when it just made more sense for me to work from home due to an appointment right in the middle of the afternoon. Believe it or not, it was time for our son’s one year wellness check and I wasn’t going to miss this one.

As the day progressed and a surprising amount of work was accomplished, the minutes and hours seemed to evaporate. Before I had a chance to stop and assess where I was in the day, I looked up and found that I only had about 15 minutes before heading out the door. With a little bit of time left and about twice that amount of time in work remaining, somehow I managed to power through and get out the door with a couple minutes to spare. Well, that is what I thought.

On my way to the daycare to pick up our son, I couldn’t have encountered more delays if I tried. Between the slow cars (clearly not knowing where they needed to go) and hitting every red light possible, I barely made it into the classroom with enough time to grab all of his stuff from the week, turn around, and try and make up some time on our way to the doctor. Thankfully, our son was quietly watching the scenery the whole was and we did make it to the doctor on time about a minute before my wife pulled into the parking space beside us.

As we checked in and handed the woman at the front desk the forms to transfer our son’s medical record to a new doctor, our name was called. This may have been the first time that we didn’t have to wait since we first started bringing our son to this office right after he was born. While there were a few things that we specifically asked the doctor to check (and yes we actually saw the doctor this time), the great news of the appointment was that our little baby isn’t so little anymore falling within the 75^th percentile in nearly all of the usual measurements. And that is when the calmness came to an end and the needles entered the room.

While the tears began almost as soon as we laid him on the examining table, he surprisingly wanted his daddy when everything was done. By the time we left with a multitude of papers and forms in hand, our big boy had calmed down and was clearly ready to go home. With my wife taking our son home, I was able to get a few local errands done before joining them back at the house and taking the time to play with our son before his abnormally early bed time. It was a long day and an appointment we weren’t really looking forward to but it went about as well as we could have expected. Sometimes, that is the best day especially when the result is that our son is pretty darn healthy!

What Would You Do With $1.5 Billion?

For much of the week the entire country was obsessed with the Powerball jackpot which, by the time of the drawing on Wednesday night, had climbed to $1.5 Billion. Yes, there is a ‘B’. It didn’t matter what your line of work or where in the country you called home, the lines at the local gas stations, 7 Elevens, and any place that sells lottery tickets were long and the stacks of tickets that people were buying were high. Even those who seldom gamble, and that is what this is, disregarded the long odds and bought tickets. And I was one of them because ‘eh, what the heck.’ Actually, I got two for myself and contributed two dollars to the office pool as well.

One of the interesting things that happens to anyone when they get a lottery ticket in their hand, especially with such a high potential payout, is that you can’t help but think about how you would spend the money should your numbers match. Most of the people I have talked to over the years and what seems to be common in the stories that you read about or watch on television is that a new house, car, and some outrageous vacation are where at least some of the money goes. Well, while tempting and at the same time not eliminating the possibility, it is not what I have on my list. When looking at the $1.5 Billion payday, here are some of the things that came to mind. Here is how some of my initial expenditures broke down in my mind:

·         $10 Million as emergency funds for my employer.

·         $2 Million to each of my 10 coworkers (under the condition that they continued working).

·         $10 Million each to various family members (siblings, aunts, uncles, nieces, nephews, etc.).

·         $20 Million to my parents.

·         $20 Million to my lodge.

·         $10 Million to the Grand Lodge of Pennsylvania.

·         $5 Million to my masonic district / district school.

·         $1 Million to each of the other lodges in the district.

·         $5 Million to Help for Heroes Fund.

·         $1 Million to various friends (we have a list).

·         $1 Million into college funds for our son and each niece and nephew.

·         $10 Million to each of our undergrad and graduate colleges.

·         $2 Million to the NRA.

·         $10 Million to the Rotary Club of Bala Cynwyd – Narberth.

·         $3 Million to pay off all debt and for some intense splurging throughout the rest of our lives (houses, cars, vacations, etc. would have to fall into this).

·         $20 Million Trust Fund for our son.

·         $10 Million each to Nefesh B’Nefesh and the Jewish Agency for Israel.

·         $10 Million to each of the Synagogues that have welcomed us and supported us over the years.

·         $5 Million to cancer research.

·         $1 Million for hiring genealogists to research all family lines.

·         $5 Million to the Monacan Indian Nation.

Adding all of these up it comes out to approximately $350 million. So, if you do a little calculating, it breaks down in the following way. When you look at the $1.5 Billion Powerball Annuity Jackpot, the lump sum option was approximately $900 million. Out of that $900 million you have to assume that you are going to lose about half to various taxes leaving you with $450 million. Once you subtract the $350 million in distributions above these leaves a total of approximately $100 million in the bank. It would be nice to sit back and relax never having to worry about finances again (especially without debt and with splurging already included into the budget).

TMI Tuesday: Unusually Warm Weather

Haven't needed this yet!

When we originally went to settlement on the house we accepted the fact that we probably wouldn’t be able to enjoy the outdoor space until the spring. Well, we were definitely wrong in making that assumption as the weather has been oddly warm. Because of this, our son has been able to go outside in little more than a sweatshirt or light coat (at most) and take in the clean air. He has also been able to enjoy looking up at the countless trees which he has done since we first started carrying him outside last spring.

One of his favorite spots in the yard, probably on the entire property including inside, is the gazebo. While he hasn’t spent a lot of time in the yard (it still gets dark quickly this time of year) he always has a smile on his face when he is sitting in the middle with one of his toys. And the toy is pretty much secondary as he spends more time looking around and making cute sounds rather than playing. I’m just glad that he likes being outside rather than staying cooped up in the house.

With the warm weather, he also likes having a slight breeze in the car whenever we have to go here or there. It’s actually pretty funny, and cute, hearing him take in deep breaths as soon as we crack the back window. Hopefully this doesn’t continue once the weather finally realizes that it is supposed to be freaking cold out and the slightest air leak into the car leads to hours of shivering.

At the same time, I am curious to see if our son likes the snow. While he has seen it, he wasn’t able to fully process what it was at the time or enjoy watching it flutter through the trees. It should at least be an experience watching his reaction to both the flurries falling from the sky and the resulting blanket across the yard. He would probably enjoy watching everything from the dryness of the gazebo.

It is nice knowing that our son enjoys the outdoors and I am already looking forward to not only his reaction to the snow but the warmth that is supposed to come about with the spring and summer. He should be quite mobile by then and I am looking forward to exploring the property with him. After all, I haven’t had a chance to see everything yet either.

TMI Tuesday: Thank You Daddy!

A few months back while spending the day with our friends for their son’s birthday party, our son found one the toys in their house to be greatly entertaining. It was a stationary car that allowed him to sit on the floor and play with all the buttons, steering wheel, and the other odds and ends that are included on it. He must have spent close to an hour that afternoon entertaining himself while the rest of us ate lunch and caught up in our conversations. It didn’t take long before my wife and I realized that was going to be one of his Hanukkah gifts this year.

A couple of weeks ago, before we moved, I got really lucky and found the same car, the only difference was that it was in blue not red, on sale on Amazon. I think it only took me about 10 or 15 seconds from the time I saw it until I had the order placed. A few days later it arrived in an abnormally large box at my office. There it stayed until we got settled in to our new home which, at that point, I moved it into the office closet one night while our son was asleep.

Yesterday, having taken the day off from work, the box finally emerged and while our son was excited enough about the big box he was going to be able to play with, once we were able to put the car together his face lit up as he seemingly recognized the toy that he had enjoyed previously. Just like the first time he saw it, once my wife and I put him in the car he spend at least an hour playing with all the buttons and features occasionally glancing up at the two of us and smiling.

After a while he decided he was done and wanted to squirm around on the floor and play with mommy and daddy. This is not a surprise as any parent will tell you that it doesn’t matter how much they like a toy they are going to get bored with it after a while. What we didn’t expect was for our son to come after me kissing me, smiling, laughing, and seemingly thanking me for a toy that he really wanted. It was one of the most adorable 10 minutes that I have ever spent with our son and something that I was both not expecting and will never forget. I just feel bad that he didn’t do the same for his mommy.

Firearms Friday: Another Mass Murder!

Once again, the headline told of another mass shooting this time in Oklahoma. Based on the initial reports there were four dead and thirty wounded. However, the president as well as the usual roster of politicians and activists remained silent. And the reason for this was quite simple… it wasn’t a shooting. Ah, media bias at its finest. What actually happened was reported by CNN:

A woman suspected of drunken driving crashed a car into a crowd of spectators at Oklahoma State University's homecoming parade, killing four people -- including a 2-year-old -- authorities in Stillwater said Saturday.

Three adults were pronounced dead at the scene, while the fourth victim, the young boy, died from his injuries at OU Medical Center Children's Hospital, according to a Stillwater police statement. 

Spokesman Capt. Kyle Gibbs said Saturday night that 44 people had been injured, an uptick from previous reports.

Still no words have been spoken about the dangers of cars, the inanimate object this woman used to carry out the mass slaughter of innocent people. That’s right, liberals drive cars. They don’t fear these potential weapons so there is no uproar to be found despite the loss of innocent lives. What happened to the “if we can just save on life” line of thinking?

If the woman had used a firearm the reaction would have been much different although the headline would have been the same. If the vehicle in question was a police cruiser the story would have been different. Those details would have provided a means for the left to vilify something and someone else beside the criminal whether it be firearms, gun owners, or law enforcement. But it was a drunk woman driving Hyundai and no one is calling for prohibition or the banning of cars.

And here lies the crux of our problem and why the ills of society are getting worse and not better. The individual is the one at fault… evil lies in black hearts not in inanimate objects and groups of people cannot be blamed for the evil actions carried out by that individual. When we finally come to accept this, to make people responsible for their own actions, then we will make progress and see fewer reports of such heinous acts.

Personal responsibility is too often associated with dirt words. We have to be self-sufficient and be held accountable, as individuals, for what we do in life. We can’t rely on the support of others, especially the federal government, and we can’t keep feeding the viral sense of entitlement to our children. We need to return to a mentality of self-reliance, self-support, and self-defense. This is the kind of “me” generation that I can stand behind!

Paint Chips And Poor Customer Service

I readily admit that I am frequently not the easiest person to deal with. This is especially true when it comes to customer service calls. I do my best and have even made a more concerted effort as of late to be as nice and understanding as possible when I have to participate in these calls but sometimes it is really hard to keep my cool. I have been dealing with such a situation for the past two weeks as our insurance company which has had a tremendous track record personally has completely mucked up just about everything that I have called about and/or requested over the past month.

Thankfully, I have been able to keep my temper under control throughout this whole process but my patience is running thinner than [insert your cliche or original thought here]. And it hasn’t really been a matter of incompetence… as time goes on it seems to be more and more about laziness. I have made numerous efforts to communicate through email as well as by phone and I have even coordinated a time to speak with someone. When it came time for them to call at the time they promised, my phone failed to ring and no attempt at following up or explaining what had happened was ever made.

It has been a rather frustrating time especially knowing what exceptional experiences I have had with this insurance company in the past. Up until a few weeks ago I have had nothing but good things to say about this company but lately I have had to measure my words a bit given the last few people with whom I have had the displeasure of communicating (or lack thereof). And just think, this is without me getting angry, abrasive, or even difficult. I have done everything I can, within reason, to accommodate the company but have, as of today, nothing to show for it.

I would consider changing my insurance company but I have yet to see any rates anywhere near what we are paying. And I have given just about every agent and company a chance whenever they have popped up. It used to be great service and great rates and now it seems as though I am left with just the latter of the two. What’s even worse is that the most recent conversations with the insurance company they have tried to hard sell me all of their other offering before allowing me to resume my day. They may want to get better at their current job, complete their existing task, before even thinking about trying to sell me anything. And yes, I remained calm.

Firearms Friday: Let Us Defend Ourselves!

 

The moment when 9/11 happened I was a completely different person than I am today. It is safe to say that in those never ending minutes, we were all changed at least a little bit. As events have progressed over the years, I have changed more and more. While I can’t say that day had a direct impact on all the changes in my life, it did change the world as we know it and how we see it. Those are the things that have really had an impact on my life.

For many naïve years, I held the belief that the government has the objective of helping people and also has our best interests in mind. As we all know (or should know), that is definitely not the case as the primary drivers of the government, in its current incarnation, are the pursuit of more power and control with the objective of helping itself above all others. Essentially, when I was younger I was not willing be self-reliant and accept responsibility for my circumstances. Those who knew me back then can attest that fact.

To rely on yourself is to truly be free and this is what flies in the face of those who committed those heinous acts on that day. They allowed themselves to be sheep and carry out the murderous plot of a radical terrorist group. Those cowards deemed all those who did not ascribe to their beliefs to be unworthy of life. They didn’t value life nor the freedom which we all enjoy… the freedom to be ourselves rather than ascribing to the viewpoints of a particular terrorist organization. They relied on that organization to tell them what to do, how to think, and how to live their lives. They were sheep.

Over time, this particular point has resonated throughout my life. While I have my views (personal, religious, political, etc.) I am not reliant upon the determinations of a particular party or person. Sometimes I agree with people while other times I have a completely different stance on a subject. At the same time, others have the same right to have their own views. For the most part, this is a mutually agreeable position. However, there are some who would like nothing more than to strip me of my right to defend myself, of being self-reliant, and of being responsible for my own actions and not guilty because of the actions of others.

Stripping us of our right to defend ourselves, of our freedom to arm ourselves, is exactly what those hell bent on our destruction have wanted to see for years. The media war is constant citing emotional responses and false facts to support their claims. After all, if we could save a single life… However, our focus, especially on this day, should be to embrace the freedoms so feared by others dead set against us and focus our energy on saving lives without infringing upon our rights. Maybe we should devote the time, energy, and money to education and convincing others to drive more carefully. After all, there is no deadlier inanimate object than the car.

TMI Tuesday: Holding Back

Our son is one of those babies that enjoys being out of the house. He likes being in the car (for the most part), visiting new places, and being around most people. It is nice to see him be so outgoing and we try to get him out of the confines of our house and around other people as often as we can. The simple fact that our son is so outgoing made it just a little easier when we decided to put him in daycare.

Today was his first day and while his personality made it a little easier for him, it was still hard for my wife and me to leave him there for the day. He didn’t shed a single tear or really seem phased by this new environment as his curiosity had him looking around the room and searching for other babies with which to “talk”. It was kind of a surreal experience that left us wondering where the last six months had gone and how our son could already have gotten so big.

While we have left him in the care of family in the past to watch him, this was the first time that we parted ways and entrusted his safety to strangers. We had met them in the past but not for very long. However, we were familiar with the daycare and knew of others who have their kids there so we made the decision to ensure that he is able to socialize while my wife and I are at work. Of course, that didn’t keep us from wondering and worrying throughout the day and making a couple of calls to check in on him.

At the end of the day we were both able to pick him up (I spent the day home from work with a headache probably caused from stress and a lack of sleep). As soon as our son heard our voices we could see the smile overtake his adorable face. Again, no crying or fussing, he was just happy to see mommy and daddy again after spending a day with his new friends.

As soon as we left the building we knew that our son was holding back all day as the gas and poop flowed freely now that he was back home. I guess he already knows not to burp and fart in public. Having spent the day apart they were welcomed sounds as we held our son although I could still go without the smells. One day down and a new routine started.

TMI Tuesday: ‘Tis The Season of Swamp Butt

During the colder winter months and even into the slightly warmer spring, the aroma that filled the car during our son’s moments of colonic expression weren’t really that bad. When they happened we had a little time to get where we needed to go before changing him. However, as the weather has gotten warmer and the sweltering sun beats through the window during these late summer months, the window of opportunity is much smaller before we begin gasping for air. There have been more than a few occasions when a window had to be opened.

Such is the dilemma during this season of swamp butt. While you want to get to where we need to be as soon as possible, the smell that permeates every crevice of the car at times prevents us from staying on the road. There have been some interesting stops in the past couple of months from small dirt patches on the side of the road to all kinds of parking lots. We have actually become quite adept as spotting a clearing in the distance where we know we can stop, open the hatch in the back, pull the stroller out, and get the job done on the all-weather mats (something I am glad that we got for the car).

There are even times when our son gets a look on his face that shows that even he is a little disturbed by the smell rising up from his car seat and swirling around in the cabin. Sometimes he can smell the swamp butt before the wave hits us. This is particularly interesting given the fact that he is becoming more aware of his surroundings with every passing day. Even while we have been house hunting, there were a few moments of stink when the next stop seemed so far away despite our appointments being so close together.

So, for all the new parent out there I would like to leave you with a little jingle to which we can all relate during these summer months when the sun wreaks havoc on the senses and our eyes water as we search for the nearest place to pull over…

Deck the car with bowels of dookie,

Fa la la la la la la la la.

‘Tis the season to be stinky,

Fa la la la la la la la la.

Don we now our stained apparel

Troll the summer colonic carol,

Fa la la la la la la la la.

TMI Tuesday: Waiting For Daddy

One of the things that I didn’t think about when I decided on my new car was the sound that it makes when I lock it after getting home at night. It is a rather inconsequential attribute and I frankly didn’t car but I wasn’t thinking about how that sound was associated with my return home. With the Malibu, my son had gotten used to the sound it made when I locked the car. He knew that I was home when he heard the noise. Thankfully, the Cherokee makes a very similar sound.

While there are many nights when my car gives away my arrival, there are a several evenings when he is oblivious to my walking through the front door. This is usually the case when he is fussing or sleeping. If he is awake, as soon as he hears my voice he begins looking around trying to find me. It is quite the cute sight. Once he sees me, his eyes brighten and he gives me a big smile (unless he is particularly grumpy that day). I don’t care what kind of day I have had up until then, it is a good day from that point forward.

Because she sees this every work day, this kind of annoys my wife. However, this past weekend I was able to be on the other end of the situation as I watched our son during the day while my wife ran some errands that she had been meaning to get to. Our son was not happy to see his mommy leave but I was able to keep him active and occupied while she was gone. As soon as I heard her pull up and lock the car, I let our baby know, and the search began. As soon as she walked through the door and he turned his head, the same bright eyed smile surfaced.

So I guess we are doing okay so far. Our son looks forward to seeing each of us and misses his mommy and daddy when they have to go out for a while. It makes me think about how hard it is going to be when we put him in daycare and, down the road, when we send him off to school. At the same time, I can still look forward to that smile and the ensuing cooing when we are reunited at the end of the day. That is, of course, if I don’t screw up between now and then.