Showing posts with label expenses. Show all posts
Showing posts with label expenses. Show all posts

Saturday, July 9, 2016

6,000 Mile Update


VS
A few months ago, following my accident(s) on the Pennsylvania Turnpike, I decided to get a new car. Well, it has been nearly two months and over 6,000 miles since I made the leap from my repaired 2015 Jeep Cherokee Trailhawk to my 2016 Mercedes Benz GLC 300 4Matic and, so far, the results have been great. To do a direct comparison on every aspect of these vehicles would be a disservice to both the Jeep and the Mercedes so I am going to stick to some of the basics based on my experiences.

The hard numbers that we can compare side mostly with the Mercedes with the only exceptions being that of maintenance and fuel costs which are, not surprisingly, higher than that of the Jeep. However, Mercedes has a clear advantage in the other categories. To be specific, I averaged about 23.5 miles per gallon combined in the Cherokee over the course of about 22,000 miles. So far, the GLC is averaging about 27.5 miles per gallon combined over this initial 6,000 mile break in period. Basically, the difference in MPG wipes out, almost exactly, the additional cost of premium versus regular gas. With a bigger gas tank and about 60 more horsepower, the GLC has the clear advantage in both of those categories as well.

Now we are going to discuss the subjective aspects of the change from one car to the other. This really comes down to personal preference but, for me, the GLC definitely has a more comfortable ride which is to be expected given the two manufacturers. And since 90-95% of my driving is on the highway this is hugely important. But it is not just more comfortable for me behind the wheel, both my wife and my son have noticed a difference in how the car rides and how much more interior space we have in the GLC over the Cherokee. However, I will say that the Cherokee is a superior off road vehicle but, for me and my use, that really is a non-factor at this point.

Bear in mind that, while the perception of these two brands is completely different, when compared with nearly the same equipment in each (obviously the Mercedes has more things that are standard) the price difference is nominal, about $1,000-2,000 more for the GLC. Many of the dimensions are similar as well including height, width, clearance, and turning radius. Both are great cars but my preference is firmly with the GLC and, at this point, I would be hard pressed to switch to another brand in the future. Clearly, given the initial results and experiences, I would recommend the GLC to anyone looking for a midsized SUV.

Friday, April 29, 2016

Firearms Friday: Finally Getting Organized

Now that's a work bench!
It has only taken five months but I am finally getting around to organizing my work space. Within the first couple of weeks after we moved in, I did take the time to get all the boxes downstairs, unpacked a few, and stacked the rest neatly in the corner for when I had some more time to dedicate to the endeavor. With the exception of adding a few boxes and retrieving a few items, this is pretty much as far as I got with regard to organizing my work space.

The reason for this lack of progress is simple. It was quite the adjustment during the first few months in our new home and during that period of time there were other projects that took precedence over my designated basement work space. When there was some free time on the horizon a couple of months ago, once again, there were other matters that needed to be taken care of before I could spend the time needed below ground.

Now that a few things have seemingly slowed down and I am finally getting caught up on the various projects and responsibilities that have been hanging over me over the past couple of months, the time has come to set aside the time to get things organized. Of course there is also the motivation (mentioned last week) to complete a few projects and pull together a number of items to be sold. Sometimes you just have those moments when you need to cull the heard and with the unexpected expenses that my wife and I have incurred lately, a little extra cash would be welcomed.

It will also be nice to take stock of the parts that I have. While I have a spreadsheet to track much of the material huddled in the corner of the basement, I am certain that there are a few things that may have slipped through and I would like to know exactly what I have before I resume building. After all, you never know... I might be able to take a few of my personal projects up a few notches. However, the most important thing is that I will be able to have the space organized so that, in the future, I can take care of a few things when I have ten minutes here or there rather than waiting, as I have been, until I have a day to get things done. That would be nice.

Thursday, February 11, 2016

Funding Campaigns


Well, the time has come. While I have tried to avoid this for as long as possible, the time that it takes to maintain this blog and the resources that it requires (and the simple fact that I am running out of free ideas) that I start a fundraising campaign. I have also been asked about donating on a few occasions so this also provides the means for me to now accept those generous offers. Actually, because of the projects that I am working on, I am actually starting two fundraising campaigns through Patreon and Kickstarter respectively.

The Patreon campaign is ongoing and is designed to help with the recurring costs of maintaining this blog and raising the funds to take the blog to the next level. To this point, I have funded all research, travel, equipment, review products, and other expenses to maintain the daily stream of content. Obviously, this has come on a pretty tight budget and has hindered the growth of the blog which currently receives over 2,000 views per month. Patreon allows readers to donate monthly to the blog to support these efforts. Additional details about the campaign as well as incentives and ways the funds will be used can be found at https://www.patreon.com/SeanMT4D.


Understandably, not everyone is able to contribute on a monthly basis and many readers have specifically asked me about one topic in particular… genealogy. With those suggestions in mind I have started a Kickstarter campaign to raise $20,000 to really dig deep into my family tree. I admit that it is a lofty goal but it is also one that would allow me to expedite the process. The project is titled “Pruning The Family Tree: Questioning Facts and Fiction” and will result in a book most likely with the same title. Overall, the purpose of this project is not only to find those elusive answers but also to give shape and character to the lives of my ancestors and tell their stories, as eventful or uneventful as they may be, to the world. Additional details about this campaign, how the funds will be used (there is some overlap with the Patreon campaign), as well as the incentives for these onetime donations can be found at https://www.kickstarter.com/projects/1751333165/pruning-the-family-tree-questioning-facts-and-fict.

If you have the means to contribute I would greatly appreciate your support with one or both of these campaigns. If your finances do not allow for such an expense I completely understand. I never have and never will maintain this blog solely for profit and to change that now would be disingenuous. I appreciate all the support that I received in maintaining this blog and I will continue to provide you with the free content that you have come to expect. Thank you all for your support.

Tuesday, November 17, 2015

TMI Tuesday: Baby Gets A Bigger Room



The long day began with our usual morning routine which quickly changed once we got in our cars and met up at our son’s daycare. Today we both wanted to be there when we dropped him off as things were going to be quite different when we picked him up. It was a great feeling telling him “You have fun at school, mommy and daddy are going to go get you a bigger room!” From that daycare we drove to another… we haven’t been very happy with where our son has been spending his days.

Our appointment began as the last of the children were dripped off by their parents and as soon as we had a moment to sit a look around, we knew that this was a completely different place than where our son was currently spending his time. By the end of the tour there wasn’t a question in our mind as to whether we wanted to change his daycare it was all a matter of when would he be able to start. While we were going to make the switch anyway the fact that it was a $100 per week cheaper made that decision a lot easier.

From there we drove up the road a few miles where we met with a brother from the lodge and his wife. It was a relatively quick meeting as we were all running quite a bit behind schedule and before we knew it we were up against the clock to get to our next appointment. We arrived slightly passed the time we had hoped to arrive but things seemed to work out as our room wasn’t quite ready. This gave us an opportunity to talk with all those who greeted us at the front door. At this point part of me was eager to get things moving while another part as nervous about the changes which were about to occur.

The delays seemed longer in the moment than they do in hindsight. I guess it was all the excitement and anticipation of the day. Looking back it seems like mere moments between the first handshakes to the final signature to the disbursement of checks. While all the leg work and preparations may have been time consuming, it was all worth the effort when we were handed the keys to our new home and our son’s bigger bedroom. Now we can finally call ourselves homeowners and now we have a place where we can see ourselves raising our family for many years to come. It is a great new feeling to have especially when you go to pick up your son and tell him that we found a place where he will grow up.

Saturday, October 10, 2015

Six Months Later… Taxes


We were a little busy earlier in the year and while it has been a long time coming and many hours sitting at my desk, our taxes are finally done! It should be no surprise that after having printed out all our statements and highlighting our expenses I ended up with a packed well over a hundred pages thick. Not the biggest and not the smallest pile that we have handed off to our accountant. Of course, unlike last year, I did pull aside most of the 2015 documents needed for April… maybe next year we can simply file our taxes rather than an extension.

However, while I am hopeful for a small refund (even with this administration), it is little relief considering the bill that we will have to pay for having our taxes prepared. It is a flat rate but a rather steep one and it will take a pretty hefty sum to balance out that particular expenditure. By the time all is said and done, like every other year, I really have to take a closer look at the proposals for a simplified tax code rather than the hieroglyphics currently in use.

I believe this is a great time to start reaching out to the brethren and finding someone with whom I can trust our financial information. The place that we currently use definitely served its purpose for a while but the friend of the family that once handled our returns has long since retired and we have been passed around annually since then. They are strictly a service firm at this point rather than a place where there is a personal connection… time to move on.

It really is amazing when you think back on how long it takes to pull everything together especially when it is done in one shot rather than slowly over the course of the year. Well, it is a long process for me as I prefer to itemize all of our expenses especially the outrageous amount of medical expenses for which we are now responsible… thanks Obamacare! We could just file a simple return but why simply surrender part the money we earned over the past year? After all, the government didn’t temp for me during the year to take the day off so why should I pay them more?

In the end, the most important thing for us, especially now, is that this can now be marked as complete and we can devote our focus on many more important things in our life… especially the little stinky one. It is just annoying when tasks such as this occupy so much of my time, time that can be better spent elsewhere. Hopefully this is something I can avoid next year now that I have all the supporting documents up to date and an office is some kind of order even though it may not fit the definition of being organized.