Mortgage Monday: HVAC Overhaul

Well, we are halfway there. While the work weeks were once filled with ongoing renovations, now the weekends are taking the brunt of the workload. Thankfully, as of this past weekend, half of the HVAC overhaul has been completed with the first floor now able to better maintain the temperature that we set on the thermostat. The old unit is still running (surprisingly) but is now only trying to cool the second floor. Now we only have to hope that it lasts until the rest of the work is done.

In total, the boiler and oil tank have been removed, half of the baseboard units have been pulled out, and the propane tank, hot water heater, and complete AC system on the first floor have been installed. It is already a lot of work and we are only at the midpoint of this renovation phase. While it is difficult to go from the work week to the house work on the weekends, we are already enjoying the benefits of what has been completed.

It really is surprising how much of a different some of these things can make regarding the simple enjoyment of our home. And, lately, with how up and down the weather has been it is nice to have some regularity regarding the internal temperature of the house. We knew that the old system was undersized and ineffective but we didn’t really full grasp how bad it was until we got the new system up and running.

The next steps will involve attacking the second floor and completely taking the old unit offline. The weather actually looks like it is going to cooperate this coming weekend but, of course, our schedule is not so forgiving and we will be out of town for much of the long weekend. Thankfully, we have someone whom we can trust doing this work and we also know the quality of work that is being done which will allow us to not have to think about the house while we are away… more on the trip over the weekend.

For now, we are going to enjoy all the upgrades and improvements that we have decided to have done to the house and we are going to brace for the next part of the process which will descend upon us next month. While there should be little overlap between this current project and the next, there is likely to be a short period of time when there will be work going on seven days a week. Thankfully, it two completely different parts of the house. Should be fun!

TMI Tuesday: I Don’t Like Working Being Done!

Might have to make one of these given how fascinated he is with the work being done.

Over the last couple of months we have had something going on at the house. From the big projects like the doors, floors, and garage to basic maintenance and inspections to our current air conditioning marathon, there has been a regular flow of people in and out the door. While our son does enjoy watching the work being done and seeing new people every now and again, there are definitely moments when he has simply had enough. And he has no qualms about letting us know when he is done with all the work.

Thankfully, now that the floors are done on the first floor, we are past what we consider the most inconvenient and intrusive part of the renovation process. However, we currently find ourselves in a position where we are having the air conditioning being overhauled on the weekends and while it doesn’t really impact the living area upstairs, it does take me away from my son for a little bit during those precious days away from the office. It really is a give and take at this point but these are things that will pay huge dividends in a myriad of ways in the future.

He does enjoy the opportunity to spend time with family and playing with his cousins. They have been able to keep his mind off of the banging and drilling for the most part and have, in general, kept him occupied during what could be a difficult time of the week. That doesn’t change the fact that he really doesn’t like work being done at the house and there are moments when he stops and clearly babbles his displeasure at the situation.

It makes us wonder how he is going to react to the additional projects that we have planned for the future and whether or not there is enough of a break scheduled in between the phases. Of course, that window could be much smaller should a few things get delayed further but I am trying not to think about that… our luck has to change in that regard, right? I am certain that there will be some sort of voiced frustration but I am not sure to what degree. We will, like many other things, have to wait and see how things play out.

However, with all that being said, our son does seem to like the changes and gives us this look every now and again like “now I see what you were doing, this was definitely worth it”. And it does help that he is able to sleep through a lot of noise and overall commotion. So it may prove to be beneficial when we finally return to what could be considered a “normal” routine. Whenever that is.

Still Looking

Lately our weekends have been filled (at least half of each weekend) with our search to find a home. Our weeks have also been packed with numerous searches on various real estate websites trying to find that perfect place. We have also been looking to find properties that have the potential to be exactly what we want (at a lower price point of course). It has been, and continues to be, a long process.

While we have our list of things that we want in a home, we also have a strict budget. One that we determined not just by how much we want to spend but also how much we have been prequalified for by the bank. Fortunately, this part went relatively smoothly as both numbers ended up being about the same with the slightly higher figure coming from the lenders. It is nice to know what we actually have to work with when we look at properties rather than running the possibility of seeing something we like and wondering if we can get approved.

What we have also been running into here and there is the fact that we are getting toward the end of the real estate season so there isn’t as many listings and sometimes when we have expressed an interest in taking a closer look there is already an agreement in place. On the one hand it says a lot about the areas in which we are looking but on the other it is, at the very least, cause for the occasional moments of frustration. We can’t really do anything about it besides look at the others that are available and hope that we find what we are looking for.

However, we have introduced slight adjustments to our criteria which have opened up a number of other options. You never know what you might find that falls just shy of some of the things on our wish list (this is most notably found in the size of the property). On the other hand, one thing that we haven’t adjusted and will not adjust is the commute time for my wife. I guess the same can be said for everyone’s search to find a home… you have flexibility in some areas and you have to hold firm in others.

Overall, this is whole process is both exciting and frightening. We are both looking forward to owning our own place and finding our home but I am terrified of two very simple things. The first being the fact that we would be taking on around $200,000 of debt. Enough said about that one. The other is just part of my nature… if we agree on a deal and purchase a house, is there a better one out there, is there another place about to come on the market that would be a better fit for us. I guess we will have to just wait and see what we find but, for the most part, these are two things that I am eventually just going to have to accept and be happy with what we have. From beginning to end and afterward, it is not going to be easy.