Throughout the week my wife and I kept scanning the maps on Trulia and Zillow with the hope that a new listing would pop up. While there were plenty of listings that came to market during the week, there was nothing that fit the criteria that we were looking for, most importantly, the price. With nothing to show for our efforts and our MIL Realtor not having any better luck, we did not make it out this weekend to tour some other spaces.
In
an owner’s market, this just hasn’t been a good time to try and find an
apartment within the budget that we set for ourselves. I guess we will be
staying where we are for now with the hope that we can build up our bank
account enough to get a nice starter home around this time next year. The other
part of this year long project will be to improve our credit. It’s not that we
have bad credit, it is rather good in fact, but there is always room for
improvement and it would make things a bit easier when the time comes in trying
to secure financing. The basic game plan is simple… build up our bank account,
pay down debts, and continue being successful in our jobs (i.e.
promotions/raises). How we achieve all this is also simple… work hard and work
smart.
So,
when the day comes, what will we be looking for in a starter home? The list is
a little longer than a rental but, in an ideal situation, here is what the check
list would look like:
- 3+ bedrooms
- 2+ baths
- 2+ acres
- Office
- Basement (finished or unfinished)
- Good schools
- Montgomeryville/North Wales/Lansdale area
(there is a little flexibility there for the right place)
- Reasonable commute time to work (under 60
minutes for me, under 45 minutes for my wife)
- Garage
- Not on a main road
The most important thing that we need to do now is to make do with what we have and the space in which we currently live. The basic translation of that statement means that we have to clean and organize both of which we have been putting off for way too long. We have a good spot at the moment, not ideal but it is a good apartment at a good rate. And while we may complain at times about various things relating to the building, location, people, and variety of other aspects we have a plan of action and we are better off than most. We have gone through a lot in recent years and we can make it through some more knowing what awaits us just on the other side of the hill.
So,
until next year, the hunt is over.
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