Mortgage Monday: Revising The Project List

My wife and I have continuously kept an informal project list of things that we would like to have done at the house. As I have written about before, some things are more pressing than others with the majority of these tasks being things that we want to do rather than things that need to be done. However, in the end, they are all projects that will transform this already wonderful home into a perfect one.  

Of course, we have to work within our budget so some things have been shifted around according to our finances. This has also impacted the overall timeline of the work we would like to get done at the house. That being said, as we have priced out some of the items on our list there have also been things shifted up or down accordingly. Lately, those prices that we have seen have allowed us to move things up in our timeline.

To review, here are the things that we have known for some time and which we had planned to address over the next few years:

• Installing office door
• Flooring (hardwood or laminate?)
• Minor electrical work (fixing existing issues)
• HVAC overhaul
• Replacing boiler with hot water tank
• Installing steel duct work
• Installing two HVAC units
• Installing underground tank for gas
• Side Deck
• Front Porch
• Repair / replace retaining wall
• Tree removal
• Installing chimney cap
• Repointing masonry
• Garage Door replacement
• Re-grading around the house

That was the basic list that we came up with shortly after we moved in and it remained relatively unchanged for a few months. Over time, we added a few more items:

Interior painting

• Replacing kitchen and bathroom hardware
• Replacing appliances starting with the washer and dryer
• Converting fireplace to gas
• Expanding bonus room upstairs and finishing

Now, the list has grown to include a few new items and some clarifications on the aforementioned ones as well. With the existing things that we knew from the beginning, previous additions, and a batch of new items, this new roster of projects now consists of the following:

• Installing French doors to my office
• Installing hardwood floors throughout
• Minor electrical work (fixing existing issues)
• HVAC overhaul
• Replacing boiler with hot water tank
• Installing steel duct work
• Installing two HVAC units
• Installing underground tank for gas
• Converting fireplace to gas
• Install gas or solar generator
• Installing composite side deck and front porch
• Repair / replace retaining wall
• Tree removal around property
• Installing chimney cap
• Re-pointing the patio
• Garage Door replacement
• Re-grading around the house
• Interior painting
• Replacing kitchen and bathroom hardware
• Replacing appliances starting with the washer and dryer
• Redirecting dryer vent
• Replacing refrigerator
• Expanding bonus room upstairs and finishing
• Replacing front, side, and patio doors
• Lighting fixtures in all bedrooms
• Replacing toilets
• Resealing basement walls
• Re-configuring landscaping (removal of flower beds)
• Replacing / adding outdoor lighting
• Replacing doors to garage with fire rated doors
• Replacing gutter guards
• Replacing blinds
• Installing new window treatments
• Replacing windows

What started as a relatively small collection of projects has grown rapidly into a long list of things that we would like to have done to the house. And while there are many more project than before, we are still hoping to get the majority of these things completed by the end of next summer. Some things will be quick while others will take weeks and some are things that we will get done eventually like replacing the windows. So, beginning this summer, things are going to be quite busy around the house but, slowly and while sticking to a specific budget, we will transform our home into one that we have only dreamed about in the past.   

Firearms Friday: Selling More?

Well, that's a decent goal. 

There have been so many unexpected expenses that my wife and I have incurred over the past couple of months and many more that we are anticipating over the next months that the time has come for me to start culling some of the firearms from the safe. I hate having to do this again but it is sometimes what needs to be done. Besides there isn’t anything that I own that isn’t replaceable and the benefits are at the point when they significantly outweigh the desire to hang on to what I have. And that is what I have to remind myself of during this process… I’m not getting rid of everything and what I do sell I can find again in the future.

Of course, now is the difficult part of making the decision of what stay and what has to go. This also may require an investment of my time in completing a few basic builds to flip. On the positive side of things this will force me to finally get my work space organized and free up some of the clutter that has continued to plague me. This also means that I have to find the time somewhere in my schedule to head over to the local (actually not so local) gun shop in order to hopefully add some much needed funds to our account.

At the same time, I hope that this process pushes me to finally complete the other projects that I plan on keeping. They have been on the shelf (in the safe actually) for far too long and I am missing the cathartic benefits of working with my hands to actually build something. There are also a few parts that have to be installed and some customizations that have to be made… maybe there will be time to get these done once I get back into the rhythm of building. And, having cleared some extra space, there will undoubtedly be some extra room to store all of these new creations.

This is what I have to keep telling myself as I am definitely not the only one that dislikes having to sell off on item without immediately replacing it with another. That being said, this is a common ebb and flow of the sport and I am certain that I am not the only one that keeps going through this annoying cycle. But, again, we do this for our family as there are more ways than one with which we can protect them.