Mortgage Monday: Scanning The Market

Every once in a while I go on some of the real estate websites to see if there is anything new on the market in our area and how much people are asking for those properties. In one regard this is simply a habit that started a few years ago when we were still in the process of finding our first house. Now it is more of just trying to see what the market is doing around us now that we have found that place to call home. In some ways what I am seeing is kind of surprising but at the same time it is an expected trend that I started to see develop during those initial months of searching years ago.

When we first saw our home come on the market we knew that we had a tremendous opportunity right in front of us and we moved fast. It was meant to be as earlier in the week a deal that we had on another property fell through. Since the day we signed the last of the mountain of papers and accrued a new mountain of debt, I have watched the market slowly rise and the inventory evaporate. While much of this can be attributed to the season, it isn’t the whole story as this particular market did not react the same way in previous years.

Now there is nothing on the market and prices continue to climb even faster than I had expected based on the market evaluation just prior to settlement. Heck, in a matter of months it may get to the point where we would have been priced out of the market had we not found our home when we did. It has been a great feeling seeing the hard numbers both for the obvious financial security but also because it shows that we were right in selecting the growing community in which we now live.   

And that second half of the equation is the most important part for me as we are not in this for the financial gain… we purchased our home for the permanence and potential of never having to move again. This is now our home and our community and we were lucky to have found this property when we did because I don’t know where we would have ended up had we waited for another year. As I watch the market continue to develop and rise, I doubt that we would have been able to find the space, the land, or the price that we did when we found this house.

Firearms Friday: Backyard Family Fun!

 

These days I rarely have time to head out to the range and practice. This is not something I like to admit but it is simply the fact of the matter. However, there have been a few rare occasions when I have found myself looking down the sights at a small target. One of these instances, at the very beginning of last month, kind of surprised me. Not at first… it was a rather ugly beginning… but I was content with the results at the end of the day.

While my wife and I were visiting my sister’s family (only about 90 minutes away from us) my brother-in-law, who enjoys the same relaxing hobby, invited me to take an older single shot rifle in the back yard for some plinking. I was completely unfamiliar with this 22 rifle (it fires 22LR, 22 Long, and 22 Short) and so the initial results were less than pleasing. After about 20-30 rounds, I had walked in the shots and was fairly satisfied with the results. 22 short at 25 yard off hand hitting a quarter size target… not a bad way to spend part of the afternoon.

It really came down to a remembering the fundamentals. The sights were poor on this particular rifle with little adjustment possible. After all, it wasn’t my rifle and we were trading shots every ten rounds (between a right and left handed shooter). Also, I don’t shoot a lot of 22 short. All of these are minor things if you just step back and keep the basics in mind.

The first ten shots were really just fun rounds and the results (or lack thereof) showed that fact quite clearly. After that I went through my range routine a little more deliberately than usual. Getting a solid, locked, and quiet stance, lining up and stabilizing the sights, controlling my breathing, and slowly pulling the trigger straight back. After that, with little ability to actually zero the rifle, it was a matter of tracking the shot, watching for the impact, and adjusting the hold accordingly on the follow up.

It is with this extra focus and routine that I was back to relaxing at the makeshift firing line. After all, most of the time it really isn’t about what you are shooting but on the shooting itself. When you focus on that the results will follow. After all, that is what many of us look for when we seek relaxation at the range.