Mortgage Monday: More Estimates

Whenever work needs to be done at the house that is beyond my limited capabilities, it is rarely a simple process to get that job done. Early last week I was finally able to set aside the time research some of the contractors and other service providers in the area. Home Advisor was actually a pretty useful tool for this in addition to work of mouth and local publications. We have had our project list pulled together for some time now and I did receive a couple of estimates for a few things that we need done but I am never one to settle for a single quote. So, with a break in the chaos of the week, I pulled together a list and got on the phone making dozens of calls and leaving a multitude of messages. With all the research done and calls placed, the rest of the week was filled with fielding responses to my queries.

The first set of calls that I placed was to some of the reputable tree service companies in the area. There are at least three trees that need to be taken down around the property and probably a few others that will need to come down in the near future. Heading into this initial investigation I knew that this is an expensive proposition as a couple of the trees are at least a hundred feet high and not in an easy location on the property. Additionally, at least one of them is so far gone that scaling in the trunk is not going to be a possibility. Of all the companies I called I was only able to get a hold of one of them who stopped by the house on Friday and delivered an unofficial estimate at a figure that I was in line with my thought process.

The next call was to a company to replace our garage doors. While one is still serviceable the other door is useless at this point and given the age of both it just makes sense to replace the pair (as well as the motors). Again, I already have a quote for this project but it is definitely one that I believe can be beat by, hopefully, a significant margin. This is one of the companies that I will have stopping by the house this week.

The last group of correspondences were to a few of the recommended general contracting firms and smaller craftsmen in the area. The one recommendation that I did receive to install some doors to my office was booked… and when I say booked I mean that he didn’t have an opening in his calendar until February 2017. A couple of the other companies I contact gave me a call later in the week and will be coming out to the house this week as well. It is definitely going to be busy around the house with all of these people coming and going but at least I will have a few sets of numbers to work with.

Mortgage Monday: Estimates

While I was hoping to get a head start on this process much earlier in the year, sometimes things just don’t go exactly as we plan them. Of course, there isn’t anything really pressing at the moment… there isn’t anything that absolutely needs to get done at the house. There are projects that should be started (and finished) soon like replacing the garage doors but there is nothing that needs to be done.  

Unfortunately, without things being set into motion, there is plenty of time to add things to the list. And the list is getting quite a bit longer than was previously disclosed. All of that means is that the dollar figure at the bottom of the sheet of paper keeps climbing which makes me look back and really start cutting some of the unnecessary expenses from the growing budget. This has become an even more essential task of late as we have received a few quotes.

The biggest expense on the horizon is replacing the existing heating and air conditioning systems (which also means we have to swap out our hot water supply). Currently we have an undersized air conditioning unit (I have to call the home warranty company about this) and a loud boiler in the basement providing us with both hot water and heat through the zoned baseboard system throughout the house. While functional, it is not working for us. We will be switching to a central HVAC system with a hot water heater in the basement. While most would balk as we did at the $25,000 estimate (lowest available for quality work), the simple fact is that we will recoup most of that expense in the increased efficiency.

Some of the essential repairs and alterations needed are also quoting out much higher than expected. Actually, the garage doors and motors were a little lower at $2500 while the interior French doors to my office are much higher at $2500. Some may consider these as extra expenses but, for us, they are two smaller projects that need to be done. I am not going to simply repair or replace one garage door with an uninsulated patch… it makes more sense to just replace both and take care of the motors at the same time. And the office door is needed so that I can actually utilize my office.

The last think on this list of initial quotes is the removal of dead trees. While we had much of the property taken care of a couple of weeks ago, there are still a few leafless monsters swaying in the breeze. Because of their size and location it is not going to be a cheap endeavor. The first estimate is about $2800. Some may see them as simply an eye sore but they are within striking distance of the house and it is an unnecessary risk to leave them standing. I just hope that we can find a better price.

Everything else on our long and growing wish list is pretty much on hold as we pursue these projects and try to find a way to pay for them. Once these are done we will re-prioritize the rest of the list and decide when we want to tackle additional improvements and whether we will be able to budget for them. Of course, we will also factor in what makes sense for us now and in the long run… sometimes it is best to get something done now and other times the better option is to wait. We will just have to see what happens with these first few items from our list.

Golden Globes And The Art Of The Quip!

While flipping through the channels the weekend before last, I stumbled upon the Golden Globes. Actually, it was the cheekiness of Ricky Gervais that really caught my attention. With my wife and son sick and having long since gone to bed, especially since our usual programs were reruns, I was looking for something to put on in the background while I did some work on my computer. Now that a program was selected, I pulled out my laptop and proceeded to open up the numerous pages and tabs that had been dormant for the past day. It didn’t take long before some of the quips pulled my attention away from my work.

In particular, his banter with Mel Gibson was something to behold as you could tell there were a number of lines that Gervais was waiting to say hoping that someday the two of them would meet face to face. However, it wasn’t all about the ongoing dialogues. Many times it was a single line that had the audience gasping and my chucking from the kitchen. For instance, who else would introduce one of the nominees in the following way while taking a jab at another celebrity: “He’s also the only person who Ben Affleck hasn’t been unfaithful to. Please welcome, Matt Damon!”

Beyond the quick wit on display, one of the more memorable moments was when Sylvester Stallone won for best supporting actor for his role as, you guessed it, Rocky Balboa in the film Creed. Thankfully, he didn’t forget to thank his imaginary friend, the aforementioned Rocky, because that would have been an interesting apology later. Good think Adrianne is dead because that might have been even more awkward.

But there were also lines that were topical as well as humorous including an interesting reference to El Chapo: “I want to do this monologue and go into hiding, OK? Not even Sean Penn will find me.”

However, there were moments of seriousness during the broadcast beyond tremendous speech by Tom Hanks and the tearful acceptances of stunned stars. Leonardo DiCaprio, regardless of what you may think of him he is one heck of an actor, while accepting the Golden Globe for Best Lead Actor for The Revenant proclaimed that he shares the honor with “all the indigenous communities around the world. It is time that we recognize your history and that we protect your indigenous lands from corporate interests and people that are out there to exploit them. It is time that we heard your voice and protected this planet for future generations.”

It will be interesting to see if his actions reflect the words that he spoke during the ceremony and if he makes similar statements should he win the Academy Award next month. That is what it really comes down to… follow through. He can say, preach even, all that he wants but you earn the respect of the people you supposedly represent by taking action. So, similar to the way Gervais ended the night while invoking the sentiments of Mel Gibson, I will end this post with a single word… Shalom!

Moving Quotes And Changing Plans

For the past week I have been busy not only prepping for settlement day (which has been pretty smooth thanks to those at the bank and our realtor) but also preparing for moving day which has been a little move involved. Having received quotes from about a half dozen companies in the area, it is amazing to see the difference in how the prices are calculated. While not as expensive as I had originally expected, it is still not a cheap proposition especially when you ask them how much it would cost to have the company pack up your belongings as well.

The range of prices that I received was rather staggering starting at the low end at $700 all the way up to a ten times multiple of that initial figure. Surprisingly the economic company that we used for our last transition, Two Men and a Truck, was the most expensive (by a wide margin) because of the fact that we are moving just outside of their ‘service area’. In the end, we didn’t go with the least expensive but rather the company that seemed the most inclusive, had the appointment available for tomorrow, and was reasonably priced (still on the much lower end of the range).

However, nothing ever goes as smoothly as it should and that was definitely proven about a week and a half ago when I got a call in the early evening which changed our plans. Who called? The realtor representing our current landlord… he wanted to start showing the townhouse in a couple of days. Keep in mind that we gave notice with our September rent check so he could have coordinated this whole process months ago.

Having not packed much of anything at that point I quickly rejected his proposal pushing the earliest possible day to this past Sunday also adding the reminder that we have a 9 month old and he will have to be flexible in scheduling appointments. What realtor in their right mind calls a tenant and asks to begin showing the apartment in a couple of days?

So, since then I have been packing the house deep into the night and making friends with the sales people at Staples, Home Depot, and Lowes. With an evening to go there are only a few more boxes left that need to be packed, the bathrooms and kitchen have been cleaned, and we are, for the most part, ready to move on down the road in the morning. One more night with the preamble coming to an end and the real story beginning tomorrow.

Avoiding Pumpkins

You can't move a letter without putting forth the effort.

The one thing that people keep asking me with regard to my blog is how do I find the time to write and post every day? Well it is quite simple really, I work the graveyard shift. Being that I am the only one up in the middle of the night it is easy to find some quite time to sit at the computer and jot a few notes about what is going on that day, what happened yesterday, or what happens to be on my mind at the time.

Finding time isn’t hard but figuring out what I am going to write about can sometimes be a challenge. I have a few weekly topics/series that provide plenty of fodder but they don’t account for every day of the week. Every week I know that there will be one Rotary related post, one travel post, and a “quote” of the week. Other regular topics include the Mason related postings, occasional networking events, and genealogy centric posts will soon become more prevalent. That leaves a lot of days to fill in.

In this instance I am fortunate to have some OCD writing tendencies. I have an excel file with all the ideas that rattle around in my mind. Most of the time I am able to get them scribbled down on something before they evaporate. To date, I have been diligent about this so that I have a list of topics that will take me through October. With that said, when a time sensitive subject or if the mood strikes me to write about something else, this digital calendar allows me to easily shuffle around the scheduled content. Every once in a while I can even get ahead and take a day off here and there.

Obviously, that has not always been the case as I have taken some postings down to the wire. But, knock on wood, I have yet to turn into a pumpkin and the slipper has always fit even though it sometimes causes blisters. And, fortunately, there has only been a few times where someone has reacted like I was Gus yelling “Happy Birthday!” I guess that is bound to happen when you share your opinion and limit the amount you allow yourself to be censored.

On the flip side of my OCD writing tendencies is the fact that I am constantly struggling with the internal editor yammering on and on about limiting repetition, eliminating clichés, over-saturation of adjectives, and just being long winded in general. I am making a concerted effort to silence that voice when writing this blog but it is a daily/nightly chore. This is designed to be an open, free flowing, sometimes rambling forum with the simple purposes of production, routine, and discipline. Hence, the daily posts.

During this time of transition and uncertainty, blogging on a daily basis forces me to focus on one thing for at least a small portion of the day. Sometimes I reflect on the good things in life, sometimes I vent about the annoyances, and sometimes it is simply a matter of recording experiences so that I can recall them in the future. Regardless of the reason on any given day, I am focused on writing and trying to free up my overly rigid creative process.

This is why I chose to write every day and why I force myself to develop content. What motivates you to write? Do you have a specific area where you write? How do you find the time? From where do you cull your content?