Mortgage Monday: Interesting Questions

No matter where, when, or at what price you purchase a house you will always have questions about your new home. Some are as simple as where things are located in the house while you still get used to your new surroundings. Other times you are curious as to the best routes and best places to shop around your new location. These are just a natural part of the process no matter who you are, where you live, or how much research you did before you bought your property. For some that remain local or knew the former owners they are quickly answered while for most of us it is just a process that takes time.

However, there are a few other questions that I find floating around in my mind that I have also asked a few people from time to time. They are actually more prevalent than I thought even for those who believe that they have the perfect home. It also proves that there is more to a home than the place or the structure. Here are the questions that most people admit to having had fun with in the past:

• Would you still chose to live in the same place where you currently live? If no, where would you look? Yes. We really enjoy the town, the privacy, and the space. 
• Would you build your house the same way that you bought it? No. There are certain things that we want to change and add. Nothing needs to be changed. All minor things that are easily adjusted. Also, there are some aspects of our home that, at the time of purchase, we didn’t realize we wanted.
• Would you live in the same place and/or buy the same house if you had unlimited funds at the time of purchase? Yes and no. Great value in our home but we might have made some modifications immediately after purchase.
• I guess the same thing applies to those that had their house built… would you build it the same way now that you have lived in it? N/A
• What would you change (what would you have changed at the time) if you had unlimited funds? N/A
• Change or rebuild? N/A

I am sure that many of you were thinking about your own responses as you read through the questions above. And for those with whom I have spoken that consider the place they live to be their home, there is nothing in their responses that have led then to regret their previous decision. The certainty waivers a bit when people consider the place they live to be their house. For me, this has actually been an interesting exercise that has proven our decision to be correct time and again… we found the perfect home for us even with its imperfections.

Firearms Friday: Bad Glock!

I have always been a fan of Glock. The prices are reasonable, the guns are accurate, and I have never had any issues with the firearms that I have used on the range. Additionally, replacement and enhancement parts are plentiful and reasonably priced. It is for these reasons that I carried a Glock for a while. Never had any issues and still don’t have any issue with the actual firearms themselves. Period.

However, I recently received an email from a local gun shop (not my usual gun shop) that had me a little perturbed. In the subject line I read “ALERT: Response to Glock Blue Label Program Termination” and immediately had to open up the message to find out what this was about. I was expecting some kind of pricing dispute (the prices aren’t really that good) or some other kind argument that resulted in this termination. As soon as I began reading, I knew that this was a much different scenario. Please note that I have omitted the name of the gun shop as it is not necessary for the purposes of this post. The letter to customers begins as follows:

While I can understand Glock’s concern in the matter and wanting to find some way of accounting for all Blue Label sales, the sharing of information such as this is not something that I support. I am very familiar with this particular gun shop and know for a fact that they sell to a lot of military and law enforcement personnel. They always have great prices and are a high volume seller that does everything by the book and according to the law. There is no doubt in my mind that they are in the right. If anything, this whole debate demonstrates a lack of trust that Glock has with their dealers/distributors. While these first two paragraphs are bad enough, the details just kept on getting worse:

So, this wasn’t just a letter, phone call, or email… a Glock representative was physically in the store making these demands. Furthermore, he was focused on the ATF Form 4473 which, as you know, contain a lot of personal information including name, address, birthday, social security number, etc. Anyone who has bought a firearm at a gun shop has filled out this form. While dealers are required to keep these forms on premise they are only referenced under extreme and specific circumstances… Glock’s request does not meet the criteria. Thankfully, this local shop cares about their customers, their privacy, and their rights.   

This is a matter of personal privacy and individual freedom. This is a fight that we have been having for years now… the right to keep this information private. If access is granted to manufacturers why wouldn’t the government insist on the same access? It is a slippery slope but what do you expect when the hill is covered with this kind of BS. So, I fully support this gun shop in taking a stand against Glock and I encourage all dealers who participate in the Blue Label Program to take a stand as well. We have to do all that we can to protect and preserve our rights at every opportunity and not let instances like this slowly chip away and cause cracks in our foundation.