Mortgage Monday: Scanning The Market

Every once in a while I go on some of the real estate websites to see if there is anything new on the market in our area and how much people are asking for those properties. In one regard this is simply a habit that started a few years ago when we were still in the process of finding our first house. Now it is more of just trying to see what the market is doing around us now that we have found that place to call home. In some ways what I am seeing is kind of surprising but at the same time it is an expected trend that I started to see develop during those initial months of searching years ago.

When we first saw our home come on the market we knew that we had a tremendous opportunity right in front of us and we moved fast. It was meant to be as earlier in the week a deal that we had on another property fell through. Since the day we signed the last of the mountain of papers and accrued a new mountain of debt, I have watched the market slowly rise and the inventory evaporate. While much of this can be attributed to the season, it isn’t the whole story as this particular market did not react the same way in previous years.

Now there is nothing on the market and prices continue to climb even faster than I had expected based on the market evaluation just prior to settlement. Heck, in a matter of months it may get to the point where we would have been priced out of the market had we not found our home when we did. It has been a great feeling seeing the hard numbers both for the obvious financial security but also because it shows that we were right in selecting the growing community in which we now live.   

And that second half of the equation is the most important part for me as we are not in this for the financial gain… we purchased our home for the permanence and potential of never having to move again. This is now our home and our community and we were lucky to have found this property when we did because I don’t know where we would have ended up had we waited for another year. As I watch the market continue to develop and rise, I doubt that we would have been able to find the space, the land, or the price that we did when we found this house.

Where Did All The Nominees Go?

There is an interesting controversy brewing following the Golden Globes and the announcement of the Oscar nominees… there are several people upset at the lack of representation or minorities at the upcoming awards. Because Native American and Asian nominees were so prevalent for so many years, this radical change is seen as a slight. That being said, I think it should be noted that while there is a lack of representation of minority nominees as a whole this year, it does not mean that one shouldn’t support the industry which pays actors and actresses millions of dollars. Case in point, Spike Lee and Jada Pinkett Smith will not be attending the awards ceremony the latter because of the fact that her husband, Will Smith, did not receive an Academy Award nomination for his role in Concussion despite being nominated for a Golden Globe.

While I doubt she will, Mrs. Smith can always simply take Aunt Viv’s advice (Janet Hubert was the first actress to play the role of Will Smith’s Aunt Viv on The Fresh Prince of Bel-Air). In response to a video posted by Smith stating that she would be boycotting the Oscars and inviting others to join her in this action, Hubert, 60, posted her own video in which she condemns the Hollywood couple and stated the following in reference to Mrs. Smith:

"First of all, Miss Thing, does your man not have a mouth of his own with which to speak? The second thing is, girlfriend, there's a lot of s**t going on in the world that you all don't seem to recognize. People are dying. Our boys are being shot left and right. People are hungry, starving. People are trying to pay bills. And you're talking about some m***********g actors and Oscars. It just ain't that deep… And here's the other thing: For you to ask other actors, and other black actresses and actors, too, to jeopardize their career and their standing in a town that you know damn well you don't do that... I find it ironic that somebody who has made their living and made millions and millions of dollars from the very people you're talking about boycotting just because you didn't get a nomination, just because you didn't win."

However, let’s take a step back and look at the real issue and the real numbers. What is lost in the hype is the simple fact that the Golden Globes have two categories recognizing lead acting performances in Drama as well as Comedy or Musical. This makes for 10 total nominees at the Golden Globes with only room for 5 at the Oscars. Unfortunately, Smith got the short end of the stick and was replaced with Matt Damon with all other Drama nominees from the Golden Globes remaining in place. Damon won the Golden Globe in his category so someone had to take the hit.

However, I will concede the basis of the point that Lee and Smith have made in their boycotting efforts, there is a bias when it comes to awards. However, is has nothing to do with race… it is a much bigger issue that transcends race, religion, politics, etc. While there are some that are able to break through these terrible walls, the fact of the matter remains… the Oscars don’t take to kindly to Comedies or facial hair.

That’s right, I said it. Someone had to put it all out there and risk the backlash. Just take a look at the nominees this year in the Best Lead Actor Category for the Oscars in comparison to those up for the award at the Golden Globes. Nearly all those who didn’t make the cut with the Academy were up for the award in the Comedy or Musical category. However, a more startling revelation is that when you look at the photos, ALL of the eliminated nominees have either full-fledged facial hair or are a bit past the five o’clock shadow period.

We simply can’t stand for this blatant bias for the clean shaven actors who take on serious roles. They’re no better than the other nominees and it is time to take a stand. So, I would like to propose to Mr. Lee and Mrs. Smith that if they are serious about having an impact, don’t shave for the next month and walk that red carpet with the longest beard that you are able to grow. I am certain that the media will take notice.

Not The Numbers We Were Expecting

When I pulled into the parking lot next to the lodge this morning it was difficult to find a spot. The unusually warm December day had everyone out early trying to take advantage of the weather while they finished up their holiday shopping. While there were plenty of people walking up and down the streets and the roads were packed with cars, I knew it would be difficult drawing foot traffic into the lodge of our year end blood drive. Of course, this is also why we had originally planned on holding the drive in October.

When I walked through the doors it was a bit odd as the temperature outside was warmer than the main hall where the tables were being set up. That was a separate issue which we resolved as the day went on. Even though we got a slightly later start in setting up than we expected, by the time the first donor walked through the door everything was in place and there was no delay in getting things going.

The first hour or so was busy. We had a good flow of people coming through the door and I was excited to see so many people taking the time during this busy season to give something of themselves to help others. Before I knew it, I was the next person laying on the table with a long tube dangling from my arm. While I have given blood many times before, this was the first time that I was doing the double red donation. Turns out that they really like my blood type and everything seemed to check out beforehand so why not. In the end, it really didn’t feel any different from a regular donation just a slightly longer time relaxing on the table.

By the time lunch rolled around the steady flow was down to a sputtering trickle and the total numbers for the day were not looking very good especially when factoring in the three or four people that were deemed ineligible to donate. When all was said and done and the tables were being broken down and hauled back out to the truck I was disappointed to say the least. It turns out that we had every possible scenario work against us from weather and holidays to ineligibility and other unavoidable occurrences preventing people from donating. However, while the numbers were not what we wanted, I know that we made a small difference and help those in need and that is really what matters at the end of the day.

"You Won My Kindle!"

I was already having a good day up to that point and what happened next made it a great day... I won the free raffle I knew nothing about heading to the campus that night. I wasn't even going to go until I decided last minute to accompany my wife to the Graduate School Open House at St. Joe's University. I'm kind of glad I went instead of just sitting around on Thursday night.

As I have mentioned before, I like free stuff and what makes this situation better is unexpectedly getting something for free. After my wife was two numbers away for one of the runner up prizes I even made the comment that we should just throw our tickets away and not pay attention when the grand prize numbers are announced. This is why I try not to listen to myself.

Needless to say, they called my numbers, 326066. My only response was to turn to my wife and comment "No S**t" and walk up to the stage to claim my Kindle. After sitting in on some of the graduate department overviews, I got my picture taken my admissions, and we headed to the car to go home and rest for the night.

Since I said those words to my wife, she has regularly been telling me "You Won My Kindle." Actually, I think I won my Kindle but you can have visitation rights every now and then.

To read more about this interesting turn of events from my wife's perspective visit her blog at

http://samanthat4d.wordpress.com/2013/07/26/he-won-my-kindle/.